154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,145 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 03, 2011

Great return on my claim- fast and no problems

I just got the insurance in September and also added hip dysplasia to the coverage just in case. My dog started limping in November and I was able to get the necessary tests to diagnose his problem because I had pet insurance. It ends up the vet suspects he has hip dysplasia due to the tests and now I can treat it properly. Trupanion was so easy to work with and I got a check in 4 -5 weeks. The paperwork was easy also. I am very happy I chose Trupanion to be my pet insurance company. I did alot of research before choosing them and they seemed to be the best, but you are never quite sure until you have to submit a claim, now I am sure I picked the best company!

Insurer: Trupanion

By: Lori

Useful
January 03, 2011

Great return on my claim- fast and no problems

I just got the insurance in September and also added hip dysplasia to the coverage just in case. My dog started limping in November and I was able to get the necessary tests to diagnose his problem because I had pet insurance. It ends up the vet suspects he has hip dysplasia due to the tests and now I can treat it properly. Trupanion was so easy to work with and I got a check in 4 -5 weeks. The paperwork was easy also. I am very happy I chose Trupanion to be my pet insurance company. I did alot of research before choosing them and they seemed to be the best, but you are never quite sure until you have to submit a claim, now I am sure I picked the best company!

Insurer: Trupanion Canada

By: Lori

Useful
January 03, 2011

Friendly and Fast

I have had my dog insured through Embrace for two years and it has been wonderful to work with them. I have one of the most accident prone dogs around and Embrace has been friendly for me and my vet to deal with as well as prompt in their responses and reimbursements. I would recomend everyone to have such a helpful and responsible insurance for their pet!

Insurer: Embrace

By: Sarah

Useful
January 03, 2011

Wellness Coverage

This is our first year on Wellness after several years on another company. Communication is great. Highly recommend getting the Wellness coverage. We have submitted for annual exams, flea and tic prevention and Heartworm prevention and they process and pay much faster than our old company. We have coverage on two Beagles and so far are very pleased. Have not had any illness claims.

Insurer: Embrace

By: Dan

Useful
January 03, 2011

Great job on reimbursements

I wanted to take time at the end on the year to thank you for the great coverage and the very helpful customer service when calling in. My claims are handled in a very timely manner and I would most definately recommend this Insurance Co

Insurer: AKC

By: Greg

Useful
January 03, 2011

First Claim completed successfully

I have been a customer at Embrace for about two years, insuring my two year old spaniel mix. We chose only to cover illness and accident, and luckily have not had to use it until our dog scratched his cornea in November. The reimbursement process was extremely straightforward and timely, and I couldn't be more pleased.

Insurer: Embrace

By: Katie

Useful
January 03, 2011

Superb response

We have had insurance with Embrace for 2 years now, and can say that the company is extremely prompt and efficient in processing claims. Good email communications and follow-up. Wellness insurance is a real bonus and I suggest that the company create a separate Wellness claim form. Highest recommendations.

Insurer: Embrace

By: Daniel

Useful
January 03, 2011

A+ = reimbursement TAT, F - pre-existing

I was very pleased with the fact that it took 10 days from the office visit to the time I received a direct deposit for meds. What I am not happy with is the fact of how they treat "pre-conditions" We adopted our stray dog on 11/19/10, no medical history at all for him. Took him to his first vet visit and he had some problems. We purchased the insurance on 12/5/10....obviously couldn't get it BEFORE we adopted him.....See the emails below and my response.... #1. 12/23/10 Regarding your claim - "Recheck Ears" - with Claim Amount $66.00 for dates 12/20/2010 12:00 AM to 12/20/2010 12:00 AM "Hello Sharon, Thank you for faxing in Peanut's claim documentation, which we received today. When I reviewed Peanut's claim, I noticed that the vet visit for this claim occured in the 14 day waiting period for Peanut's coverage. Unfortunately, this means the claim you submitted is not covered by your policy. I am sorry this email does not bring you good news and I am disappointed that we could not provide benefits on this claim. I look forward to providing you and Peanut other benefits and services in the future. If you have any questions regarding your claim please do not hesitate to contact me. Thank you for choosing Embrace." 2. 12/23/10 "If I purchased on the 5, starts the 6th with a 14 day waiting period, it's effective the 20th, correct? So how did it occur in the 14 day waiting period?" 3. 12/27/10 "Good morning Sharon, Sonya has passed your email onto me hoping t

Insurer: Embrace

By: Sharon

Useful
January 03, 2011

Right on Time!

Our dog ate a pound of Chocolate covered raisins and spent the weekend in the doggie ER. Our Embrace policy covered a significant portion of the bill and the service was excellent!

Insurer: Embrace

By: Dr

Useful
January 02, 2011

Good reimbursement and fast response

GOOD REIMBURSEMENT. This current reimbursement was about half of the bill I submitted. My dog had a severe sytemic allergic reaction to an insect bite. This made me VERY happy and thankful that I carry insurance. GREAT CUSTOMER SERVICE. Claims are always followed up with a personal email from Embrace, acknowledging receipt of the claim, giving an estimate on the time for review, and when to expect reimbursement. I like the fact that a real person actually looks at the claim, and then gives me enough information about what to expect from Embrace--so that I'm never left hanging. Also so much appreciated is the genuine expression of concern about how my little fur-buddy is getting along following the medical problem.

Insurer: Embrace

By: Emily

Useful

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