Trupanion makes things simple by offering one plan that pays 90% of actual veterinary costs for eligible claims once the deductible for that condition is met. They are the only provider that has the option to pay your veterinarian directly and can do so in 5 minutes or less, you simply take care of your portion and Trupanion will work with your veterinarian to pay the remainder.
My Irish Wolfhound was diagnosed with severe degenerative bone disease. He has bilateral elbow dysplasia, and subsequent osteoarthritis. Additionally, he is unable to take traditional medications and treatments for these diseases due to complications...
Wonderful customer service!
Cavalier King Charles Spaniel
I started with trupanion when I got my puppy. I have had other pets and it can be heartbreaking to be faced with expenses that weren't anticipated. I believe that cost is a consideration when you share your life with a pet and for a reasonable premium I...
I insured my cat since he was 4 months old. I have had several claims over the years and Trupanion has helped with the bills. Vet bills can be expensive.
Monthly cost varies due to multiple factors including: your pet's breed, age at enrollment, and gender, the chosen deductible and the cost of veterinary care in your area.
Monthly premiums do not automatically increase just because your pet has a birthday or just because you file a claim.
90% coverage for all new injuries and illnesses—once the deductible is met, Trupanion pays 90% of the remaining invoice.
Coverage for all hereditary and congenital conditions, as well as hip dysplasia without any additional waiting periods.
Alternative therapies, such as acupuncture, physical therapy, hydrotherapy, are available under the Recovery and
Complementary Care Rider.
Trupanion pays off the invoice, no “usual & customary” limits and has the ability to pay your veterinarian directly and in as little as 5 minutes. You simply pay your portion at check-out and Trupanion works with your veterinarian directly to take care of the rest.
Unlimited lifetime coverage with no payout limits or caps.
Offers a flexible deductible from $0 - $1000, to fit any budget and can be raised or lowered at any time.
A lifetime, per condition deductible meaning that once the deductible is met for a condition is met you policy begins paying out at 90% for anything related to that condition for the rest of your pet's life. *This is great for chronic conditions that can span the entirety of a pets life such as allergies or cancer.
Pet must be at least 8 weeks old and under 14 years old to enroll.
Once enrolled, pets stay insured regardless of age and coverage will not change.
Coverage begins 30 days after date listed on policy.
Pre-existing conditions are not covered.
Alternative therapies are available for an extra amount.
Trupanion’s biggest differentiator is that they can pay your veterinarian directly and in as little as 5 minutes. With the vet direct pay option, there is no waiting weeks for reimbursement. You simply pay your portion of the bill and Trupanion takes care of the rest, working directly with your veterinarian.
Trupanion offers one simple plan that pays 90% of actual veterinary costs for eligible claims once your deductible for that condition is met and offers unlimited lifetime coverage with no payout limits or caps.