As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Average customer rating

9.2 Out of 10
60 Days 1 Year Lifetime
Rating 9.5 9.6 9.2
Count 815 1808 2088

Nationwide Pet Insurance

10
Out of 10
Recommended
Posted: 07/09/2018
By:
Debi Kinder

It took approximately one month from the time I filed the claim to the time I received a check in the mail. That is about what I expected.

Injury/illness
Asthma
Claim Amount
$100 - $500
Breed

Siamese

Age of Pet
Over 8 years
10
Out of 10
Recommended
Posted: 07/09/2018
By:
Abigail

I have had Aspca insurance for a while and it only covered accidents and accidental ingestions. I decided to try Nationwide and got the premium one for $70 per month. It covers wellness checks and dental. I have had to take my dog Minnie to the vet three...

Injury/illness
Claim Amount
$100 - $500
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 07/09/2018
By:
Anne Tesoro

Nationwide offers a very good plan with full coverage, they reimburse as promised and in a timely manner, and the online portal provides abundant information and history on claims etc.

Injury/illness

Gastritis/vomiting

Bordetella, Giardia, and Gastro issues.
Claim Amount
$100 - $500
Breed

Labrador Retriever

Age of Pet
Under a year
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.