PHI Direct is Canada's first Fluff-free Pet Health Insurance™. It’s good basic coverage for your pet – without being weighed down by costly premiums.

Average customer rating

9.5 Out of 10
60 Days 1 Year Lifetime
Rating 9.5 9.5 9.5
Count 2 2 2
10
Out of 10
Recommended

With just a few clicks, you get simple, easy to understand pet insurance when you need it, and at a low monthly premium.

Posted: 11/09/2021
By:
Andrea
LeBlanc

The online sign-up process took just a few moments and they even accept PayPal and Apple Pay for added convenience and security. Their easy-to understand explainers with examples make it very clear how coverage works, so there are no surprises. If you're looking for basic coverage for your pet, look no further. PHI Direct are what they say they are: Fluff-free.

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
9
Out of 10
Recommended

Great customer service!

Posted: 11/08/2021
By:
Scott
Tabachnick

While I haven't submitted a claim yet, the signup process was simple and when my credit card on file was compromised (elsewhere) the day of my monthly payment, PHI called to check in and ensured I had no problem changing to a new card, once it arrived, without losing coverage. I hope to never make a claim, but if I need to, I am confident the care and attention to detail from their support team will make it a seamless experience while allowing my family to focus on what's most important in that moment - the health of our pets.

Injury/illness
Claim Amount
Breed

Golden Retriever

Age of Pet
1 - 8