out of 5
Prudent Pet Pet Insurance Details
Why Our Users Picked It:
Our users have raved about how easy it is to submit claims through Prudent Pet. Some have also left great reviews highlighting Prudent Pet’s direct deposit of reimbursement payments. Great customer service seems to be another main theme with this provider.
Pros & Cons:
- Simple claim submission
- Helpful and speedy customer service
- Quick payments with direct deposit as an option
- Only 5-day waiting period for accident coverage
- Optional wellness plan available
- Higher premiums than many other companies
- No mobile app available as of writing
- Per Condition Limit
- Lifetime Limit
- Deductible Type Annual
- Direct Pay
What is Covered?
- Accident and Injury $2,500 - Unlimited
- Hospitalization $2,500 - Unlimited
- Rehabilitation $2,500 - Unlimited
- Continual Care $2,500 - Unlimited
- Emergency Visits $2,500 - Unlimited
- Surgery $2,500 - Unlimited
- Dental Trauma $2,500 - Unlimited
- Foreign Object Ingestion $2,500 - Unlimited
- Congenital or Hereditary Conditions
- Cancer Treatments $2,500 - Unlimited
- Dietary Supplements $2,500 - Unlimited
- End of Life: Burial and Cremation $2,500 - Unlimited
- Specialists $2,500 - Unlimited
- End of Life: Euthanasia $2,500 - Unlimited
- Prescription Drugs $2,500 - Unlimited
- Outpatient Care $2,500 - Unlimited
- Bilateral Conditions $2,500 - Unlimited
- Travel Coverage $2,500 - Unlimited
- Vet Exam Fees $2,500 - Unlimited
- Medical Imaging $2,500 - Unlimited
- Organ Transplants $2,500 - Unlimited
- Wellness Cover $2,500 - Unlimited
- Lab Tests $2,500 - Unlimited
- Behavioral Treatments $2,000
Prudent Pet works with any vet in the U.S. and is dedicated to providing pet owners with insurance that is simple, and easy to understand . We cover both accident and illnesses and have a preventive/wellness plan that can be added on to any policy at an additional cost. Filing claims is simple and can be done with a photo through our online portal.
Most popular dog breeds insured by Prudent Pet Pet Insurance
Here are the top 10 dog breeds covered by Prudent Pet insurance so you can get an idea of possible monthly premium costs.
|Breed||Average Monthly Cost|
|Other Mixed Breed||$45.10|
|West Highland White Terrier||$37.77|
Most popular cat breeds insured by Prudent Pet Pet Insurance
Here are the top 10 cat breeds covered by Prudent Pet insurance so you can get an idea of possible monthly premium costs.
|Breed||Average Monthly Cost|
|Domestic Shorthair Mix||$53.60|
|British Longhair Mix||$33.31|
|American Shorthair Mix||$23.44|
|Other Mixed Breed||$42.67|
|Norwegian Forest Cat Mix||$119.42|
|Maine Coon Mix||$118.06|
|Domestic Short Hair||$25.48|
Compare With Other Top Pet Insurance Providers
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Users have raved about the awesome customer service this provider offers. Some have also highlighted quick turnaround time for payments once a claim has been submitted.
Users rave about how easy it is to submit a claim and receive updates on it. Many have also said how much they appreciate how fast reimbursements are. The company has also been highly praised for its transparent coverage policies and clear communication.
Learn more about Pet Assure’s discount plan and read customer reviews so you can make an informed choice about how you cover veterinarian care costs.
Some reviewers have praised AKC for offering an easy claims submission process. Others have said how much they appreciate the great customer service and that payments are generally made within days of making a claim.
Reviewers highlighted how wonderful customer service is. Not just responsive and knowledgeable but also really compassionate during times of stress and worry. One person even mentioned how the company sent flowers after her pet had to be euthanized.
Reviewers appreciate that Figo offers Wellness coverage for preventative care. Many also mentioned the claims process was hassle-free.
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Prudent Pet Pet Insurance FAQ?
If my pet gets old will Prudent Pet stop my coverage?
No, this provider does not drop your coverage due to your pet’s age or the number of claims you file.
Is there a waiting period before coverage begins?
Prudent Pet has a 5 day waiting period for accident coverage and a 14 day waiting period for illness coverage. They also have a 6-month waiting period for all knee and ligament issues.
How old can my pet be to be eligible?
Prudent Pet has no cut off age. All dogs and cats of any age are welcomed to be enrolled.