5
out of 5
POSTED: | BY: Rob Christine
Pays fast
They pay fast. I submitted a claim this past week and it was paid within 3 hours.
Read more on Trustpilot
4.9
out of 5
Number of reviews 10,806
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
4
out of 5
POSTED: | BY: JillG
Healthy Paws paid immediately in a day…
Healthy Paws paid immediately in a day or two when my cat was suddenly diagnosed w kidney injury and kidney disease. It was a great relief, given the daunting bills and they paid much of an ER visit. I highly recommend them!!
5
out of 5
POSTED: | BY: Hurricane Sandy
Best Pet Insurance Hands Down!
Healthy Paws pet insurance is undoubtedly the BEST thing I ever signed up for when I got my three Yorkies! After reading about all the potential health issues Yorkies are prone to, I was convinced that pet insurance was a necessity. Thankfully, I got Healthy Paws when they were just puppies. My oldest Yorkie has had just about every ailment a Yorkie can have including two ACL surgeries, pancreatitis, diabetes, and cataract surgery due to the diabetes to restore her vision. These health issues have amounted to costs in the tens of thousands of dollars. Luckily, with a 90% Healthy Paws policy, I never had to say no to a surgery or treatment that I may not have been able to afford without pet insurance. The monthly premium payments are very reasonable and do not increase based on claims. Claims are super easy to submit in the app with just a picture and a few clicks. Also, payments on claims typically only take a few days and can be directly deposited into your bank account. My fur baby will need insulin injections and prescription eye drops for the rest of her life, but these items are covered (including the syringes) by Healthy Paws. I am so thankful for Healthy Paws and the peace of mind it has given me. I can now look forward to many more healthy years with my precious fur babies. Do not hesitate if you are on the fence. GET HEALTHY PAWS TODAY!!
2
out of 5
POSTED: | BY: Terry Cahalan
watch for the bump
I have always had a good experience with healthy paws though I never used them much. I have been with them about 10 years and paid about 11k in premiums with use only one time.Then when my dog turned 12 and might start needing a vet more my rate went from 120.00 to 360.00 a month.I can't afford that its more then my health insurance. I realize as dog gets older they need more care but to triple the rate and not to mention the premiums I paid for 10 years seems a little to much for me
5
out of 5
POSTED: | BY: L. Ginn
One of our dogs has lymphoma...
One of our dogs has lymphoma so the bills for treatment stack up quickly. Filing a claim is easy with the app. Claims are paid quickly and deposited to my account. It is great to not stress about the bills and insurance and be able to focus on keeping our dog comfortable.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.