Healthy Paws | Pet Insurance Review


out of 5

Pet Insurance Reviews: 7,124
Trustpilot Reviews: 1,840

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.6
  • 4.7
  • 4.9
  • Count
  • 62
  • 238
  • 7,124
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Anthony Schifano

Had my pet insurance with this company…

Had my pet insurance with this company for 3 years. Somewhere they went sour. They do not keep your pet's medical records and when it's time for a claim they request all medical records. Stay away from this Company. Waited 40 minutes for a supervisor to pick up, supervisor however never picked up. They do not care enough for pet parents , shows you how they care about your pet. They have a great story when they answer the phone.

out of 5

POSTED: | BY: Susan Millsap

Healthy Paws

Find Healthy Paws to be a great Pet Insurance provider.

out of 5


So thankful - amazing

I've never had any issues. Keep in mind this is my first time getting insurance on any dog I've had in the past (so nothing to compare it to). I'm so thankful I enrolled our pitty Stella. She's about 5 now and has had a major scare and a few other hicups over the years. Last year she became quickly and seriously ill, stumping ER vets and was hospitalized. I was told along the way by one ER doctor that I should seriously consider not pursuing the hospitalization and treatment because of the poor and emotional expenses. Without this coverage I dont know what we practically would have done. I made a stop home with Stella before taking her to be hospitalized... for our 3yo daughter in case it was the last time they'd see one another. We werent sure if days left or weeks. Without this coverage I'm unsure how things would have played out. After about 6 months of treatment (20-25K)...Stella defied all odds and is still doing her thing! Never had any issues with coverage. Fast processes and status updates. Great expereince across the board

out of 5

POSTED: | BY: Cheryl Lute

Healthy Paws

Our 2-year-old Cavachon hurt her left back leg. Unfortunately, she had to have TPLO surgery. Thankfully we have had Healthy Paws insurance coverage on her since she was a puppy. This was an unexpected injury, as well as expensive. Our policy has an annual 250.00 deductible, with an 80% reimbursement level. The surgery totaled 5364.00. After our annual 250.00 deductibles and, our 20% responsibility, we received a direct deposit reimbursement of 4041.44 from Healthy Paws within 4 days. I'm so thankful for Healthy Paws being recommended by my sister. I will always have Healthy Paws coverage on my fur babies. The low monthly cost is well worth the peace of mind of unforeseen things happening. Cheryl Lute

out of 5

POSTED: | BY: Michael Moll

Highly Recommend Healthy Paws

I was very excited to finally have a dog of my own when I brought home Hercules in January of 2022. There were so many great joys that I was not prepared for, and it’s been one of the best decisions of my life. Given how important Herc is to me, I quickly realized how important it would be to have pet insurance ready to go to ensure that I would be able to always provide him with the best care possible while managing as much of the worry that can be associated with that. Healthy Paws was recommended by a friend and quickly proved to be a top option amongst other policies that I compared it to. Submitting a claim is a very simple process once you have a copy of your pet’s medical record and invoice, and their app and website make it as simple as just a few clicks. So far the Healthy Paws team has been very quick to review and provide feedback on my claims, and I’ve been so relieved to see the things that have been covered. Their team is very thoughtful and always checking in to make sure Herc is ok and answer any of my questions. I am a very happy customer and highly recommend them to any pet owner.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review