Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lola

Excellent they are efficient caring and…

Excellent they are efficient caring and provide peace of mind. I love the insurance they provide.
1

out of 5

POSTED: | BY: Dog Art

Stay away from Healthy Paws

I have had multiple dogs insured by several companies. I would stay away from Healthy Paws. They have he weakest coverage of the unlimited policy carriers. However, far worse is their bait and switch model. They may be the cheapest unlimited policy one can find for a young dog but by the time it reaches 7 years old this will be by far the highest priced policy of any of them. It seems they are trying to force older dog’s policies to be cancelled and many are. They were the subject of a class action lawsuit that was settled because of this bait and switch model and if we are all lucky they will be sued again. Trupanion is a probably the best choice, they are a little higher to start but the rise with age is steady, it doesn’t double and triple like Healthy Paws, so by the time they are old it’s going to be far less. There are other companies with unlimited policies as well that can be trusted, but not Healthy Paws.
5

out of 5

POSTED: | BY: Isaac Gunderson

I was always told that pet insurance…

I was always told that pet insurance would try and avoid coverage at any cost but my experience with Healthy Paws has been the opposite. I recommend them to everybody looking for pet insurance.
5

out of 5

POSTED: | BY: Joel Adams

Timely Payment

Heathy Paws always pays the reimbursement checks fast.
5

out of 5

POSTED: | BY: Lisa

Hip replacement surgery for my Malinois…

Hip replacement surgery for my Malinois "Reckless Chaos" is no picnic and the expense is great! Having the ability to quickly upload receipts and documents when filing for reimbursement is wonderful. It took a couple extra days to be approved but it was a large expense so it was understandable. Reimbursement was still fast and allowed me to pay off care credit immediately. My boy Chaos means everything to me and the reimbursement process was easy and allowed me to focus on taking care of him instead of worrying about finances.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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