Healthy Paws | Pet Insurance Review


out of 10

6990 Verified Reviews

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 9.1
  • 9.1
  • 9.7
  • Count
  • 32
  • 322
  • 6990
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 10

POSTED: | BY: Tracy Richards

Healthy Paws Helped Save My Dog's Life

I highly recommend Healthy Paws for your pets. I would never go without it. The rates are reasonable and they pay within days of claim submission. I've used a few times over the years but most recently, my Dixie had to have 4 mast cell tumors removed with 2 surgeries, lots of imaging & tests, 2 night hospital stay each surgery to the tune of $14K. Claims were submitted and I had the money in my account in 2 days of discharge. Healthy Paws even reached out to me to see how my girl was doing. I can honestly say that Dixie is doing well and that is largely in part to Healthy Paws allowing us to get her the best treatment possible. They helped save her life.

out of 10

POSTED: | BY: Rachel Smith

Awesome Service

Healthy Paws has made a world of difference for us this year. My girl has had some health problems and Healthy Paws has been a breeze to work with. They've made the entire thing manageable when it could have been a real financial hardship. Thank you.

out of 10

POSTED: | BY: louis rodriguez

Healthy Paws took care of us while we took care of Zeus

Zeus our family cat had a rough Nov and Dec 21. A couple of major operations and some maintenance follow-ups had the whole family worried beyond words. Thankfully, its now six months later and Zeus is once again back to his lovable self thanks to the medical care he received and the help we got from Healthy Paws. Often, he chases his brother cat from the outside Catio across the couch and up the stairs and he looks like a cheetah the way he bounds, and bounds is the right word because he looks exactly like a cheetah mid-stride! He makes us happy every day and we thank healthy paws for being there when we needed them.

out of 10

POSTED: | BY: Tom Keenan

Pet Surgery

My dog had surgery for intestinal cancer. I submitted the claim and within one week Healthy Paws agreed to reimburse me for the procedure.

out of 10

POSTED: | BY: Karen Tandy

Healthy Paws is Fabulous!

Healthy Paws has been fabulous to work with. Lightning fast processing claim processing and great customer service. I only wish I'd known about Healthy Paws for my other pets. I can't recommend them enough.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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