Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 7,379

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.6
  • 4.9
  • Count
  • 32
  • 322
  • 7,379

Updated: November 13, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Carla Berti

My 9-year journey experience with Healthy Paws

I just wanted to take a moment and share my incredible 9 year journey with Healthy Paws Pet Insurance, which has proven to be an absolute game-changer for my dynamic duo, Francis and Ozzy. The impact Healthy Paws has had on our furry family life is nothing short of exceptional. In the maze of pet insurance options available, it's only during moments of great need that you truly know if you've made a good choice. Throughout the years, Healthy Paws has consistently proven to be the best gift I could've given to my beloved cats. When Francis faced a life-threatening emergency requiring surgery, I didn’t hesitate to authorize the procedure because I was confident that Healthy Paws had my back on the financial front. Beyond covering the bills, their personal outreach to check on Francis post-surgery showcased a level of care that goes beyond mere insurance. Even now, as Francis undergoes cancer treatment, Healthy Paws continues to stand by us, providing invaluable support. As if having one "problem" child in the family wasn't challenging enough, our other sweet kitty, Ozzy, is currently navigating a health rollercoaster, and once again, Healthy Paws has proven to be our steadfast ally. Their consistent support and genuine concern make me feel like they are as dedicated to Ozzy's well-being as we are. Without the financial support from their pet insurance, providing the necessary care for my fur-babies would be an overwhelming challenge. But having Heathy Paws on our side, it's like having a financial fairy godparent who appears precisely when you need it the most, offering a profound sense of relief.

out of 5

POSTED: | BY: Emma D.

Excellent Pet Insurance Company

I'm so grateful that I found Healthy Paws Pet Insurance for my cat, my senior cat had to stay in urgent care for a few days and then had the surgery to treat her thyroid problem. Healthy paws pet insurance is so friendly and efficient to work with, they have an excellent customer service team who truly takes care of their customers, their claim process is so simple and they really work fast to get the reimbursement to customers. I would highly recommend Healthy Paws Insurance to anyone who's looking for the best insurance company for their fur babies.

out of 5

POSTED: | BY: Jolie

Thank goodness I have Healthy Paws

Thank goodness I have Healthy Paws! I have a senior lab (now) and he's dealing with arthritis. Healthy Paws enables me to do everything I can for him, which if I didn't have pet insurance, I would never be able to afford.

out of 5


Excellent service!

Unfortunately, both our dogs have had to use extensive & expensive specialty veterinarian services. Thankfully, we had purchased Healthy Paws insurance as soon as we brought them home when they were pups. The claim processing has been easy, fast and efficient. Their policies and coverage are very clear and re-explained with every claim. There have been no surprises. We have been very happy with Healthy Paws and highly recommend them!

out of 5

POSTED: | BY: Megan T.

Healthy Paws insurance is great

I really like Healthy Paws insurance. It is very easy to submit a claim and they are quick to respond and reimburse. Communication has been very good when I’ve had questions. I really like that there are no per year or per incident caps!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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