Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,742

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 250
  • 9,742

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Emmy

Worth every penny

We appreciate Healthy Paws for helping us keep our furry family members feeling their best! When we bring a new fur baby into the family, we sign them up for Healthy Paws immediately. In the case of our one-year-old cat, it proved to be lifesaving. She developed gingivostomatitis and required a full-mouth extraction. Thanks to our plan with Healthy Paws, 90% of that surgical procedure was covered, and our girl is feeling better and is now back to her playful, naughty self!
5

out of 5

POSTED: | BY: Carol

I would highly recommend Healthy Paws…

I would highly recommend Healthy Paws for your pet. We have had Healthy Paws for 8 years since we first adopted our dog. We have never had an issue and their customer service is fantastic. Our dog has had two TPLO (torn cruciate ligament) surgeries within the 8 year period and Healthy Paws was extremely fast at processing the reimbursements. Other vet appointments she has needed (if included in the plan coverage) were also reimbursed promptly. I recommend you choose them for your pet insurance.
5

out of 5

POSTED: | BY: Jesse Davis

We’ve had a great experience with Healthy Paws Pet Insurance

We’ve had a great experience with Healthy Paws. They have never denied any of our claims and our dog has gone through two surgeries. The first was on his eyes to fix his eyelids and the second was last month when he tore his CCL. They reimburse us in a timely manner and have really helped us not stress about the cost of unexpected vet visits!
1

out of 5

POSTED: | BY: sasan sazgar

the company canceled my policy without…

the company canceled my policy without getting a confirmation from me and did not reinste my policy as it used to stand. probably because my pet is now older . I HAVE PAID PREIUMS TO THIS COMPANY FOR OVER A DECADE AND PAID INTO THE POLICY MANY YEARS. their costumer care and the way they do business does has no regard for the costumers rights or well being
5

out of 5

POSTED: | BY: Darcie

Good Insurance

I have had nothing but good experiences with Healthy Paws. When my dog needed oral surgery they were very easy to work with. The claims process was simple and when they required additional information they were very clear what they needed. They paid my claim in less than a week and checked back in with me to see how my dog was doing after his surgery. I would recommend them to family and friend.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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