Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,143

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Juliette

The claims department has a quick turn…

The claims department has a quick turn around time. They let you know what's necessary to complete your claim if information is missing. They are fantastic. Would recommend this pet insurance
5

out of 5

POSTED: | BY: Valued LifeLock Customer

Harry and Mikie

Healthy Paws has taken care of twin brothers Harry and Mikie for 14 years. Thanks to you, they are still alive and kicking. Every health issue they've experienced throughout those 14 years you have been my financial partner in curing and/or healing them. From Harry’s April 18th pancreatitis diagnosisand Mikie’s ingestion of a green grape a month ago, Healthy Paws enabled them to have the best emergency care possible. Thanks to your professional and knowledgeable staff I am consistently reimbursed in an efficient and timely manner. In conclusion, I want to thank you for taking care of my boys. Stephenie Garrett
5

out of 5

POSTED: | BY: Fiona

Healthy Paws 🐾 5 Stars!✨

Healthy Paws 🐾 customer service was great, I really appreciated Michelle’s help. My pets have got older and my coverage decreased from 90-70% and my copay doubled but she explained that though Healthy Paws want to provide coverage the high level I was used to, it was no longer available for pets if my pet’s age. I understand the business model. I was disappointed however I have to say that my experiences with HP has been incredible - I receive refunds in days not weeks and the convenience and stellar service is worth every penny and even at 70% coverage I know I have a good deal. HP have my loyalty and Michelle 5-stars! Thank you for being there to help us through some turbulent pet woes and surgeries! :)
5

out of 5

POSTED: | BY: Angela Curran

I have been pleased with Healthy Paws…

I have been pleased with Healthy Paws insurance. My young cat was recently diagnosed with IBD, and she needed extensive diagnostic testing to determine that it was IBD and not cancer. Healthy Paws processes my claims quickly, and once they establish that a condition is covered, reimbursement is issued promptly. Queenie can get the treatment she needs because I have this pet insurance, thank you.
1

out of 5

POSTED: | BY: A Saars

No Face ID

They changed their app so you can no longer use Face ID. You have to literally login with your email, password, and have a code sent to you every time you want to use the app. There is no choice to disable this feature. It takes three times longer to file a claim now.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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