Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,488

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,488

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna Sullivan

Healthy Paws was top notch in service…

Healthy Paws was top notch in service and an actual person took time to check in on my dog to ensure that he was doing well after an emergency surgery, rather than sending some canned email. I was so touched that they genuinely were interested in my dog's well being and we weren't just a "case". I would highly, highly recommend Healthy Paws for any pet owner. They processed our claim quickly, answered all of our questions respectfully and timely and, again, followed up directly to make sure all was well. A++++++ service
5

out of 5

POSTED: | BY: Donna Sullivan

Great service

Healthy Paws was top notch in service and an actual person took time to check in on my dog to ensure that he was doing well after an emergency surgery, rather than sending some canned email. I was so touched that they genuinely were interested in my dog's well being and we weren't just a "case". I would highly, highly recommend Healthy Paws for any pet owner. They processed our claim quickly, answered all of our questions respectfully and timely and, again, followed up directly to make sure all was well. A++++++ service
5

out of 5

POSTED: | BY: Anne Floersch

The BEST Pet Insurance in My Opinion

I have to take a minute and express my appreciation for Healthy Paws insurance. We got our very first pup, Milo, in November 2016 and even though I was skeptical I was encouraged to get pet insurance. I did a bit of research and decided on Healthy Paws and joined in January 2017. Our pets are an investment and that includes insurance premiums. As I mentioned I was skeptical at first, but it was the best decision ever. Unbeknownst to us Milo started having an eye issue when is was 1.5 years old. We battled an eye infection and treatment for almost two years and finally had to have an MRI, which is a pretty expensive procedure, but needed to know what we were dealing with. Even though the MRI didn’t identify anything specific as it related to his eye, which we had to have removed, it gave us peace of mind. With the policy we had Healthy Paws covered 70% of the cost, minus the deductible, which was pretty significant. Then in February of this year Milo (7.5 years old) started having seizures out of nowhere and again we needed an MRI to determine the cause and figure out future treatment. Unfortunately, it was determined Milo has a large slow growing glioma brain tumor, which he has probably had for a few years. Of course this was very unfortunate news for us to deal with and the cost of the MRI on top of that just compounded all the emotions we were dealing with. Again, I submitted a claim and Healthy Paws started the process immediately and within days the claim was completed and a check was issued for 70% of the cost minus the deductible. Healthy Paws has come through for us every time we have needed them. They are a responsive, communicative and CARING team. I can say without a doubt that Heathy Paws is one of the best investments I’ve made in regard to the care of Milo. If your are on the fence about insurance for your pup, don’t hesitate, you will not regret choosing Healthy Paws.
5

out of 5

POSTED: | BY: EJ

Easy online claim processing system

Easy online claim processing system. HealthyPaws revied and approved my claim within few days. I was really impressed with their service.
5

out of 5

POSTED: | BY: Denise

Healthy Paws is great

Healthy Paws is great - from insurance vertification to payments processing and genuine care and concern for our Aussie, Bode. The oline claim submissoin simple and fast (deposited within days of submission). Pet insurance is for when things go wrong (like colitis, double TPLO surgery and this year's mystery canine cough). Healthy Pets is there to help when you need it. Their rates are reasonable, the policy is easy to understand and the rate increases are minimal.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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