Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component - preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.

Average customer rating

9.7 Out of 10
60 Days 1 Year Lifetime
Rating 9.6 9.6 9.7
Count 0 35 40

Pumpkin Pet Insurance Reviews

1
Out of 10
Posted: 05/26/2021
By:
Elizabeth
Bohart

I inherited three dogs in December 2020 and February 2021: German Shepherds 7, 6 and 1 year old. I placed in insurance in the first 2 but I placed the wrong name in the 6 years old. I called Pumpkin to ask to change the name of the dog as she needed...

Injury/illness
Claim Amount
Breed

Mixed Breed Toy (up to 10 Lbs)

Age of Pet
1 - 8
10
Out of 10
Verified
Posted: 05/21/2021
By:

with no idea she would die in April. I had only had the pet policy for one month when my sweet little Bailey started having complications breathing. She was rushed to the vet emergency clinic, put on Lasix and sent home to see her veterinarian the next...

Injury/illness
Claim Amount
Breed
Age of Pet
Under a year
10
Out of 10
Verified
Posted: 05/19/2021
By:

we decided to get a wellness and critical care policy on our puppy Mahlee. We have not been insured long but submitted two claims for wellness puppy care, response from the Pumpkin Team was amazing! I had some issues submitting the claims, a Pumpkin Team...

Injury/illness
Claim Amount
Breed
Age of Pet
Under a year
10
Out of 10
Verified
Posted: 05/17/2021
By:

Everything has been so smooth and informative from the start. Just filed our first claim last week for his annual wellness check-up and Pumpkin reimbursed the entire cost within 2-days. I have already recommended Pumpkin to several friends.

Injury/illness
Claim Amount
Breed
Age of Pet
Under a year
Monthly Cost

Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.

Coverage

Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.

Payout Limits

Annual limits of $10,000 or $20,000 for dogs and $7,000 or $15,000 for cats.

Deductible

3 options: $100, $250, and $500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).

Exclusions

Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.

About Pumpkin:

Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.

 

Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.

 

Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.