By pet parents, for pet parents.
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
I Purchased a policy and into the second year I submitted a covered claim everything was done in a timely manner but the company started processing it months later and have now denied me saying that I didn’t submit it on time when it was them they didn’t...
Labrador Mix
Fiona is aging (12.5 years) and has multiple health issues. I've never had a problem with claims, or the contract, or anything. The premiums are fair and the service is outstanding. I recommend it highly - even if you are currently insured with a...
Chihuahua (Short Coat)
I've had my policy with Embrace for over 12 years and had not really had many claims until the last couple of years. My baby is being treated for cancerous growths and they provide excellent coverage and process all of my claims promptly. I highly...
Mixed Breed Medium (20-70 Lbs)
I purchased Embrace for our cat in 2007. She was a light user at the beginning but now that she is older, we have made more claims. All the claims were paid within 2 weeks. Embrace is one of the reasons she has reached 15 because we use the Wellnes...
Domestic Short Hair
$13 - $100, depending on your chosen plan.
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Annual limit of $2000, $5000, $10,000 or $15,000.
Annual deductible options from $100 - $1,000.
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illness claims.
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
© Pet Insurance Review 2020