Embrace | Pet Insurance Review

Fostering a Gldn born w/congenital right-front stump including top bone, joint and partial lower bone, no paw. They don’t take a pup w/congenital deformity. I have had 5 other Golden’s insured by them through the years and they have paid quickly.

VERY FRIENDLY AND KNOWLEDGEABLE PEOPLE.

My rates keep going up and up significantly after four years with a healthy Goldendoodle and no claims. Their website stinks. I couldn’t make changes on it… said it was under renovation. Called up, talked to pleasant rep, but she said she wasn’t a broker so she couldn’t do anything. Very frustrating experience. My rates went up from $62-$77 in one year for the same coverage. I started four years ago at about $42. It’s almost doubled in four years with no claims. To get monthly rates back down to anout $62, had to significantly reduce coverage by increasing deductible and increase the out-of-pocket. Considering dropping soon. It’s so much money and you get very little in return

Have paid for years. I expect premiums to rise however after making one dental claim they raised my premiums 62%.

We took out Embrace insurance on our puppy 3 years ago. First time we used insurance for a pet. Lucky us that we did. Our dog got very ill this year and we easily paid $35,000 in vet bills for her. Embrace covered 90% after our $750 deductible. This was a HUGE help! Thank you Embrace! Customer service was excellent.