Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Embrace Pet Insurance
Over the years we have done whatever was necessary to keep our pets healthy as they ARE part of the family. When we found Embrace several years ago, it has helped us continue to enjoy our pets as we entered retirement. Service is outstanding, fast and...
Injury/illness
Claim Amount
Breed
Mixed Breed
Age of Pet
1 - 8
Our dog, Dayton (he ain't nothin' but a pound dog), has been insured by Embrace since we brought him home from the Los Angeles Animal Services facility many years ago. Although we had ten doggy "kids" over the preceding thirty years, we had not insured...
Injury/illness
Claim Amount
Breed
Mixed Breed
Age of Pet
1 - 8
It is extremely stressful and downright terrifying when your fur baby gets sick. Thanks to Embrace, all I had to worry about was my kitty and nursing her back to health. The claims process is painless and fast. I will definitely recommend Embrace to...
Injury/illness
Claim Amount
Breed
Domestic Shorthair
Age of Pet
Over 8 years
I am impressed with both medical healthy pet plan and medical care plan ! I have two of my four dogs insured and am very happy that I do !
Injury/illness
Claim Amount
Breed
Mixed Breed
Age of Pet
Under a year
Monthly Cost
$13 - $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 - $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illness claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.