ASPCA | Pet Insurance Review

4.7

out of 5

Number of reviews 10,613

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 5.0
  • 4.7
  • 4.7
  • Count
  • 3
  • 56
  • 10,613
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ronnie

It was quick and affforable

It was quick and affforable, no hassle straight to the point and now we are at ease.
5

out of 5

POSTED: | BY: Jaydean Lelliott

So far .

So far .. Registration was easy. I have yet to use the insurance so I hadn’t had the experience of making a claim yet.
4

out of 5

POSTED: | BY: pam

good insurance at an affordable price

good insurance at an affordable price. Plus i have alsways admired what the ASPCA does and stands for.
5

out of 5

POSTED: | BY: Linda Griffiths

I chose ASPCA Pet Health Insurance

I chose ASPCA Pet Health Insurance after reviewing several different companies plans. I like the options of plans ASPCA offered and overall benefits.
4

out of 5

POSTED: | BY: Maria Espaillat

I think setting up the account was very…

I think setting up the account was very easy, and the options for the needs I had were met with options that they had, I will recommend this to everyone I know,also!

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

Get a quote today

Leave a review