Hartville Pet Health Insurance is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Hartville Pet Insurance
After adopting our cat we found out he has asthma. Hartville pet insurance has been helpful with coverage of his medication and procedures. We haven’t had any issues with claims that we’ve processed and have always been able to call if we had any...
Injury/illness
Claim Amount
Under $100
Breed
Domestic Shorthair
Age of Pet
1 - 8
Fast response times and claims settlement. Close follow up by Customer Service, Overall excellent experience.
Injury/illness
ACL Tear
Claim Amount
Over $1000
Breed
Briard
Age of Pet
1 - 8
Timothy suddenly stopped eating and only wanted to hide. Since he normally is a good eater and very social, I knew something was very wrong. He was seen by his regular vet and then by an emergency specialist. Blood work indicated possible serious...
Injury/illness
Claim Amount
Over $1000
Breed
Domestic Shorthair
Age of Pet
My 6 year old Golden had a leg injury and he required ACL surgery. I submitted the estimate first to see if it would be covered. I was grateful that most of it would be covered. I had to use credit cards to pay it upfront but I was so relieved that I...
Injury/illness
ACL Surgery
Claim Amount
Over $1000
Breed
Golden Retriever
Age of Pet
1 - 8
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for injuries or preventive care. Coverage begins 14 days after date listed on policy for illnesses and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
Hartville Pet Health Insurance has three Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
Accident-Only coverage available.
Hartville Pet Health Insurance, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Its Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.