Hartville Pet Insurance for Dog & Cat

Why Our Users Picked It:

Our users appreciate that Hartville offers flexible coverage options as far as policy limits, deductibles and reimbursement rates. This puts them in the driver’s seat and allows them to choose a policy they can comfortably afford.

Pros & Cons:

• Flexible coverage options
• Annual coverage limits range from $2,500 to unlimited (great option for senior pets)
• Optional wellness plan
• Doesn’t cover alternative care
• Potential premium increases
• Longer times to reimbursements

Plan Limits

• Per Condition Limit Unlimited
• Lifetime Limit Unlimited
• Deductible Type Annual
• Direct Pay

What is Covered?

• Accident and Injury Covered up to the selected annual limit ($2,500-Unlimited)
• Hospitalization Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Rehabilitation Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Continual Care Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Emergency Visits Covered up to the selected annual limit ($2,500-Unlimited)
• Surgery Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Dental Trauma Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Foreign Object Ingestion Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Congenital or Hereditary Conditions
• Cancer Treatments Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Dietary Supplements Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• End of Life: Burial and Cremation Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Illness
• Specialists Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Prosthetics
• End of Life: Euthanasia Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Prescription Drugs Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Outpatient Care Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Bilateral Conditions Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Travel Coverage If a pet is traveling within the U.S., it's territores or Canada it is covered. We do not pay for traveling expenses (i.e. if the veterinarian has to come to the pet owner's home)
• Vet Exam Fees Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Medical Imaging Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Organ Transplants Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Wellness Cover Covered up to the selected annual limit ($2,500-Unlimited) - * If the additional "Preventive Care" is purchased.
• Lab Tests Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)
• Behavioral Treatments Covered up to the selected annual limit for accident and injury only ($2,500-Unlimited)

Plan Summary

Hartville Pet Insurance, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.