Pet Insurance Providers

Pet Insurance Review Pet Insurance Review

Pet Insurance Review makes it easy to research the top providers in the marketplace.

Choosing pet insurance shouldn’t be a hassle. That’s Why Pet Insurance Review has compiled data on each of the top pet insurance providers in the nation. Company profile, coverage offered, reviews and more, quickly find the information you need to make an informed decision.

Embrace
4.9

out of 5

Number of reviews 17,879

Verified Reviews 1,737

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
Healthy Paws
4.9

out of 5

Number of reviews 9,739

Verified Reviews 273

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws' plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
Trupanion
4.9

out of 5

Number of reviews 67,149

Verified Reviews 23,829

Pets can be full of surprises-so their insurance coverage shouldn’t be. That’s why Trupanion is dedicated to helping pets we love get the care they need. They’ve been around for more than 20 years, making them experts and setting standards for the industry. One perk of this, and what they pride themselves on, is the amount they pay out to pet owners for each claim. Paying out more on the dollar than any other pet insurance provider. To date they have paid out $2 Billion in claims and have insured nearly 1 million pets. Trupanion pets lead longer happier lives.1 Pets insured with Trupanion lived longer than pets without Trupanion because pet parents didn’t have to worry about the cost of the care their pet needed. Depending on the plan Trupanion covers up to 90% of eligible expenses, has unlimited payouts-always, and can pay your vet bill, within seconds, at time of checkout, so all you pay is your portion (anything not covered by Trupanion). They have transformed the way pet insurance handles claims by eliminating the reimbursement process. To put it simply, there is a reason why 98.7% of Trupanion members stay enrolled every month. 1 Based on a November 2020 internal study analyzing third party hospital claims data comparing pets insured with a Trupanion policy to pets without a Trupanion policy. * Terms and Conditions apply. Policy details vary by state, please review your states policy for full coverage details. Not all veterinarians accept direct payment. Ask your veterinarian about Trupanion Vet Direct Pay. Underwritten in Canada by Omega General Insurance Company and in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Administered in Canada by Canada Pet Health Insurance Services, Inc. dba trupanion and in the United States by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Please visit AmericanPetInsurance.com to review all available pet health insurance products. Source: Survey commissioned by dvm360, from April 19-June 9, 2022
Fetch
4.9

out of 5

Number of reviews 4,306

Verified Reviews 276

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated 'Excellent' on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth - not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
Fetch Canada
4.9

out of 5

Number of reviews 702

Verified Reviews 111

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated 'Excellent' on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth - not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
Lemonade
4.9

out of 5

Number of reviews 782

Verified Reviews 339

Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning.  They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
Furkin
4.9

out of 5

Number of reviews 342

Verified Reviews 334

All rolled-up, we think Furkin is the best coverage in Canada! We’re bound to our pets because of all they give us. Having Furkin Pet Insurance coverage helps put you and your pet in a position to receive the best care when they become sick or injured. Furkin was designed to be a win-win that helps put everybody back into play: you recover your expenses, while your pet receives the necessary veterinary medical care. This ensures both YOU and YOUR PET can bounce back from the unexpected! With up to $20,000 in annual coverage, 80% of your vet fees covered, no ‘per condition’ limits, and over $3,000 in additional pet owner benefits, Furkin is truly awesome coverage. You also get additional benefits such as 24/7 Telehealth Support* and a Petriage™ Online* included. Furkin is healthy coverage fur your familyTM. Learn more and get a quote today. Furkin is currently waiving their $35 enrollment fee.
Trupanion Canada
4.8

out of 5

Number of reviews 27,630

Verified Reviews 8,385

Trupanion pets lead longer happier lives.1 Pets insured with Trupanion lived longer than pets without Trupanion because pet parents didn’t have to worry about the cost of the care their pet needed. Depending on the plan Trupanion covers up to 90% of eligible expenses, has unlimited payouts-always, and can pay your vet bill, within seconds, at time of checkout, so all you pay is your portion (anything not covered by Trupanion). They have transformed the way pet insurance handles claims by eliminating the reimbursement process. Trupanion was founded in Canada and provides bets-in-class coverage and is dedicated to helping pets we love get the care they need. They’ve been around for more than 20 years, making them experts and setting standards for the industry. One perk of this, and what they pride themselves on, is the amount they pay out to pet owners for each claim. Paying out more on the dollar than any other pet insurance provider. To date they have paid out $2 Billion in claims and have insured nearly 1 million pets. To put it simply, there is a reason why 98.7% of Trupanion members stay enrolled every month. 1Based on a December, 2020 Trupanion study analyzing third party hospital claims data comparing pets insured with a Trupanion policy to pets without a Trupanion policy. *Terms and conditions apply. Please view your sample policy for complete coverage details. Underwritten in Canada by Omega General Insurance Company and in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Administered in Canada by Canada Pet Health Insurance Services, Inc. dba trupanion and in the United States by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Please visit AmericanPetInsurance.com to review all available pet health insurance products.
Nationwide
4.8

out of 5

Number of reviews 21,391

Verified Reviews 0

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
Spot Canada
4.8

out of 5

Number of reviews 147

Verified Reviews 0

Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage.  This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it's important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash. With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
Prudent Pet
4.8

out of 5

Number of reviews 124

Verified Reviews 0

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet's plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
PHI Direct
4.8

out of 5

Number of reviews 25

Verified Reviews 17

PHI Direct is truly affordable pet insurance for Canada’s cats and dogs. PHI Direct’s policies are, on average, 45% less for dogs and 37% less for cats than other Canadian providers. They provide up to $10,000 of coverage per year, telehealth coverage is included as-standard and they have a low $200 deductible – so your vet bills are covered sooner.
ASPCA
4.7

out of 5

Number of reviews 17,015

Verified Reviews 5,266

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
Spot
4.7

out of 5

Number of reviews 10,044

Verified Reviews 4,390

Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage.  This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it's important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash. With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
Hartville
4.7

out of 5

Number of reviews 164

Verified Reviews 0

Hartville Pet Health Insurance is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about Hartville's plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
PetPartners
4.7

out of 5

Number of reviews 122

Verified Reviews 0

As one of the first pet insurance providers in the U.S., PetPartners has offered affordable, comprehensive coverage across all 50 states since 2002. Its customizable plans allow owners to choose coverage that meets their individual needs and budget. Learn more about PetPartners's plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
MetLife
4.6

out of 5

Number of reviews 546

Verified Reviews 1

As one of Fortune magazine’s 2022 “World’s most admired companies,” MetLife is proud to have helped people protect what matters to them for 100+ years. MetLife Pet Insurance continues that tradition with a dedicated team of pet advocates who have been passionately serving pet parents for over 15 years. MetLife Pet Insurance offers pet parents an exceptional product from a best-in-class insurer at an affordable price — focused on flexible product offerings, competitive rates, and innovative policy benefits.
Pets Best
4.5

out of 5

Number of reviews 11,541

Verified Reviews 1

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
Figo
4.4

out of 5

Number of reviews 4,465

Verified Reviews 1,592

  Figo offers customizable coverage built for millennial pet parents. Pick from one of their three comprehensive plans, then add powerups like Wellness, Veterinary Exam Fee Coverage, or the Extra Care Pack. They’re the only pet insurance company to offer up to 100% reimbursement, so big vet bills won’t break the bank. Figo customers have exclusive access to the Figo Pet Cloud app, including features like a 24/7 Virtual Vet and easy mobile claim filing. No pet insurance company covers pre-existing conditions, but Figo is the only one who will help you identify those conditions at the start of your policy. If you don’t think you’ll get value out of pet insurance after your initial review, just cancel within 30 days of signing up to get your money back.
AKC
4.4

out of 5

Number of reviews 889

Verified Reviews 36

AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states, and has served as the exclusive pet insurance provider for the American Kennel Club since 2003. Learn more about AKC's pet insurance plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
Pumpkin
4.3

out of 5

Number of reviews 2,240

Verified Reviews 1,075

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component - preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
Pet Assure
4.3

out of 5

Number of reviews 12

Verified Reviews 0

Pet Assure Veterinary Discount Plan saves you money on your pets’ healthcare every year by giving you access to quality veterinary care at a discounted rate. With Pet Assure, you receive an instant 25% discount on all in-house medical services at participating veterinarians, including savings on every wellness, sick and emergency care visit. Learn more about Pet Assure's discount plan and read customer reviews so you can make an informed choice about how you cover veterinarian care costs.
Pets Plus Us
4.1

out of 5

Number of reviews 689

Verified Reviews 9

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
ManyPets
3.2

out of 5

Number of reviews 4,211

Verified Reviews 1,882

ManyPets offers customizable pet health insurance for accidents and illnesses, with an optional wellness plan for routine and preventative care, for both dogs and cats. It is currently offered in 40 states with plans to expand to more. ManyPets is underwritten by Accredited Surety and Casualty Co.
Petsecure
2.5

out of 5

Number of reviews 223

Verified Reviews 0

Petsecure is Canada's oldest and largest pet health insurance provider, offering comprehensive coverage for accidents, illnesses and alternative treatments, as well as optional dental care coverage and exclusive member benefits. Learn more about Petsecure's plan options and read customer reviews so you can make an informed choice about your pet insurance provider.
Desjardins
0.0

out of 5

Number of reviews 0

Verified Reviews 0

You might be familiar with Desjardins, the credit union and caiseses populaires with locations in Ontario and Quebec, but did you know it offers insurance products too? Desjardins Insurance offers pet insurance under three different plans: Bronze Paw, Silver Paw and Gold Paw. Generous coverage for dental care and cleanings is included with the Silver Paw and Gold Paw, and $500 coverage is available as an add-on to the Bronze Paw plan. While the maximum coverage amounts are slightly lower than other plans surveyed (except for the Gold Paw unlimited plan), Desjardins offers a more affordable option and good coverage.
OVMA
0.0

out of 5

Number of reviews 0

Verified Reviews 0

The Ontario Veterinary Medical Association (OVMA) is Canada's foremost veterinary association. OVMA Pet Health Insurance is the only insurance designed and backed by Ontario's veterinarians.
Peppermint
0.0

out of 5

Number of reviews 0

Verified Reviews 0

You’re looking for pet insurance because you want to be proactive and protect your pet. Right? We know your pet is different, which is why our pet insurance doesn’t take a one-size-fits-all approach. With different options for cats, dogs, and budgets, Peppermint has the perfect plan for you!
Sonnet
0.0

out of 5

Number of reviews 0

Verified Reviews 0

Competitive pricing and flexible payment options Wide range of coverages to protect your pet inside and out Simple claims process Award-winning customer care Underwritten by Petline Insurance Company

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