out of 5
PHI Direct Pet Insurance Details
Why Our Users Picked It:
Users appreciate the quick and easy claims process. Many mentioned the great customer service and online support.
Pros & Cons:
- Per Condition Limit
- Lifetime Limit
- Deductible Type Annual
- Direct Pay
What is Covered?
- Accident and Injury
- Continual Care
- Emergency Visits
- Dental Trauma
- Foreign Object Ingestion
- Congenital or Hereditary Conditions
- Cancer Treatments
- Dietary Supplements
- End of Life: Burial and Cremation
- End of Life: Euthanasia
- Prescription Drugs
- Outpatient Care
- Bilateral Conditions
- Travel Coverage
- Vet Exam Fees
- Medical Imaging
- Organ Transplants
- Wellness Cover
- Lab Tests
- Behavioral Treatments
Most popular State insured by PHI Direct Pet Insurance
Here are the top 10 State covered by PHI Direct insurance so you can get an idea of possible monthly premium costs.
|STATE / PROVINCE||% of user selected|
Compare With Other Top Pet Insurance Providers
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Awesome customer service and prompt payments are just a couple of the reasons users are happy with this provider.
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PHI Direct Pet Insurance FAQ?
How long does it take PHI to reimburse a claim?
According to their website, the typical turnaround time for claims is 15 days. More complex claims may take additional time.
Will my insurance be denied when my pet gets to a certain age?
No, as long as pets are enrolled before turning 14, your policy will never be dropped.
If I submit a lot of claims will my premiums go up?
No, unlike other pet insurance companies, PHI pet insurance does not penalize pet parents for submitting “too many” claims or large claim amounts.