Trupanion Canada
4.8

out of 5

Trupanion Canada Pet Insurance for Dog & Cat

Trupanion is a great option for pet parents who are looking for a comprehensive pet insurance policy with excellent customer service. They offer a wide range of coverage options, no annual deductible, and a free 24/7 vet chat service.
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Trupanion Canada Pet Insurance Details

    • More: Trupanion Canada Pet Insurance Reviews

      Why Our Users Picked It:

      Many users raved about Trupanion’s direct billing. They also will pay up to 90% of the bill, depending on the plan. Users also appreciate the excellent customer service.

      Pros & Cons:

      Plan Limits

      • Per Condition Limit Unlimited
      • Lifetime Limit Unlimited
      • Deductible Type Condition
      • Direct Pay

      What is Covered?

      • Accident and Injury Unlimited
      • Hospitalization Unlimited
      • Rehabilitation Unlimited
      • Continual Care
      • Emergency Visits Unlimited
      • Surgery Unlimited
      • Dental Trauma Unlimited
      • Foreign Object Ingestion
      • Congenital or Hereditary Conditions Unlimited
      • Cancer Treatments Unlimited
      • Dietary Supplements Unlimited
      • End of Life: Burial and Cremation Unlimited - Covered with purchase of additional rider
      • Illness Unlimited
      • Specialists Unlimited
      • Prosthetics Unlimited
      • End of Life: Euthanasia
      • Prescription Drugs Unlimited
      • Outpatient Care Unlimited
      • Bilateral Conditions Unlimited
      • Travel Coverage Unlimited - If travelling in US and Canada.
      • Vet Exam Fees
      • Medical Imaging Unlimited
      • Organ Transplants Unlimited
      • Wellness Cover
      • Lab Tests Unlimited
      • Behavioral Treatments Unlimited - Covered with purchase of additional rider and if prescribed and performed by licensed veterinarian

      Plan Summary

      Trupanion’s biggest differentiator is that they can pay your veterinarian directly and in as little as 5 minutes. With the vet direct pay option, there is no waiting weeks for reimbursement. You simply pay your portion of the bill and Trupanion takes care of the rest, working directly with your veterinarian. Trupanion offers one simple plan that pays 90% of actual veterinary costs for eligible claims once your deductible for that condition is met and offers unlimited lifetime coverage with no payout limits or caps.

    Most popular State insured by Trupanion Canada Pet Insurance

    Here are the top 6 State covered by Trupanion Canada insurance.

    STATE / PROVINCE % of user
    Ontario 59.02 %
    British Columbia 18.03 %
    Quebec 6.56 %
    Alberta 6.56 %
    New Brunswick 1.64 %
    Nova Scotia 1.64 %
    Data source date 60 days, based on user selected percentage
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    Compare With Other Top Pet Insurance Providers 2025

    • Fetch Canada Pet Insurance
      Users like that they can obtain a policy that offers a 90% reimbursement rate. Some also mentioned Fetch’s friendly and helpful customer service.
    • Furkin Pet Insurance
      Some of the things users had to say about this company are “Exceptional customer service,” “Seamless sign up,” and “Best monthly price with lowest deductible.”
    • Spot Canada Pet Insurance
      Many users raved about how easy it is to get a quote from Spot. Quite a few people also mentioned friendly customer service and quick reimbursement payments.
    • PHI Direct Pet Insurance
      Users appreciate the quick and easy claims process. Many mentioned the great customer service and online support.
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      Awesome customer service and prompt payments are just a couple of the reasons users are happy with this provider.

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    Trupanion Canada Pet Insurance FAQ?

    • Will my pet be covered while we’re traveling?

      Yes, Trupanion pet insurance policy is good in Canada, the United States and Puerto Rico. As an added bonus, your pet is also covered on all US and Canadian territories and military bases around the world!

    • What is Trupanion’s cancellation policy?

      You can cancel your policy at any time with no questions asked.

    • Does Trupanion have an upper age limit they allow?

      Yes, pets 14 years of age and younger may be enrolled into a Trupanion pet insurance policy. Pets enrolled before the age of 14 are covered for life no matter how old they get.

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