Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. 

Learn more about FIGO's plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

8.7 Out of 10
60 Days 1 Year Lifetime
Rating 9.8 9.3 8.7
Count 67 247 429

Figo Pet Insurance

10
Out of 10
Recommended
Posted: 11/30/2019
By:
Shannon Daniel

The whole process is very easy and your info is easy to access. Claims are easy to make

Injury/illness
Claim Amount
Breed

French Bulldog

Age of Pet
Under a year
9
Out of 10
Recommended
Posted: 11/30/2019
By:
Sarah Edwards

We’ve had an excellent experience with Figo so far. I’m very impressed.

Injury/illness
Claim Amount
Breed

Golden Retriever

Age of Pet
Under a year
10
Out of 10
Recommended
Posted: 11/30/2019
By:
Melissa Kilgore

I cannot say enough good things about Figo. Recently our 6 month old pup had to go to the emergency vet for respiratory distress. She has X-rays and thankfully no pneumonia. The X-ray did show a small lesion that needed follow up. I filed the first...

Injury/illness
Claim Amount
Breed

Great Dane

Age of Pet
Under a year
10
Out of 10
Recommended
Posted: 11/30/2019
By:
Sally Welton

Our dog Ripley was just diagnosed with Bone Cancer. Needless to say, we are heartbroken and devastated. I call FIGO with some questions and the representative I talked to could not have been more helpful and sympathetic. As this was our first time...

Injury/illness
Claim Amount
Breed

Labradoodle

Age of Pet
Over 8 years
Monthly Cost

$9 - $135, depending on your chosen plan.

Coverage

You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.   

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $10,000, $14,000 or unlimited depending on your chosen plan.

Deductible

$50, $100, $200 or $500 annually.

Age Limits

Pet must be at least 8 weeks old to enroll. 

Pet must be at least 8 weeks old to enroll.   

No upper age limits apply.

Waiting Period

Coverage begins 5 days after policy for accidents. For illness claims, a policy waiting period of 14 days applies, while a waiting period of 6 months applies for conditions involving cruciates and patellas. 6-month waiting period for knees can be waived with a healthy knee exam within first 30 days of policy effective date.

Exclusions

Pre-existing conditions are not covered.  

Curable pre-existing conditions are covered if symptom free for 12 months.

Hereditary chronic and congenital conditions, holistic therapy, behavioral therapy, lost pet, pet mortality and hip dysplasia are all covered. 

Figo is committed to helping pets and their families enjoy their lives together. 

Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.

With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.