Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. 

Average customer rating

7.9 Out of 10
60 Days 1 Year Lifetime
Rating 7.3 7.7 7.9
Count 14 112 152

Figo Pet Insurance

10
Out of 10
Recommended
Posted: 06/20/2018
By:
Nicole Haddad

I absolutely love Figo. Their representatives are super helpful, kind and patient. The insurance itself gives my pup great coverage and I can rest easy knowing they have my back should I need to take him to the vet. Their claim response rate is lightning...

Injury/illness

Eye problem

Enteritis/diarrhea

Claim Amount
$100 - $500
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 06/19/2018
By:
Nestor

This is the best pet insurance ever.
Staff fast and helpful, five day payment reimbursement. Figo does exactly what they say.
I could not be happier.

Injury/illness
Herniated disk in neck
Claim Amount
Over $1000
Breed

Miniature Pinscher

Age of Pet
Over 8 years
10
Out of 10
Recommended
Posted: 06/09/2018
By:
Patrick Furlow

We got Figo about a year ago and are so glad we did! We love our dog and the poor thing always seems to have issues. Figo helps our pocket book very much and their customer service along with timely feedback to emails or even text messages always is...

Injury/illness
Claim Amount
$100 - $500
Breed

Pug

Age of Pet
1 - 8
Monthly Cost

$9 - $135, depending on your chosen plan.

Coverage

You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.   

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $10,000, $14,000 or unlimited depending on your chosen plan.

Deductible

$50, $100, $200 or $500 annually.

Age Limits

Pet must be at least 8 weeks old to enroll. 

Pet must be at least 8 weeks old to enroll.   

No upper age limits apply.

Waiting Period

Coverage begins 5 days after policy for accidents. For illness claims, a policy waiting period of 14 days applies, while a waiting period of 6 months applies for conditions involving cruciates and patellas. 6-month waiting period for knees can be waived with a healthy knee exam within first 30 days of policy effective date.

Exclusions

Pre-existing conditions are not covered.  

Curable pre-existing conditions are covered if symptom free for 12 months.

Hereditary chronic and congenital conditions, holistic therapy, behavioral therapy, lost pet, pet mortality and hip dysplasia are all covered. 

Figo is committed to helping pets and their families enjoy their lives together. 

Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.

With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.