Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology.
Figo Pet Insurance
I was so relieved when FIGO paid the claims for my dogs emergency hospital stay. I would not have been able to afford her care without FIGO.
Injury/illness
Claim Amount
Breed
French Bulldog
Age of Pet
1 - 8
Claims were super easy to file, and the they were settled quickly to our satisfaction. Our previous policy with ASPCA was nightmarish- always a lowball payment (usual and customary). Figo pays the Invoice amount, less your choice of deductible and Co Pay....
Injury/illness
Claim Amount
Breed
Havanese
Age of Pet
Over 8 years
We rescued our pit a year and a half ago and I researched every pet insurance I could find. Figo was offering the most coverage for the lowest price. Since then I have had to file 5+ claims and the process using their app couldn’t be easier. Not only that...
Injury/illness
Claim Amount
Breed
Pit Bull
Age of Pet
1 - 8
Appreciate the ease of filing a claim as well as the typically quick response.
Injury/illness
Claim Amount
Breed
Boxer
Age of Pet
Over 8 years
Monthly Cost
$9 - $135, depending on your chosen plan.
Coverage
You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $10,000, $14,000 or unlimited depending on your chosen plan.
Deductible
$50, $100, $200 or $500 annually.
Age Limits
Pet must be at least 8 weeks old to enroll.
Pet must be at least 8 weeks old to enroll.
No upper age limits apply.
Waiting Period
Coverage begins 5 days after policy for accidents. For illness claims, a policy waiting period of 14 days applies, while a waiting period of 6 months applies for conditions involving cruciates and patellas. 6-month waiting period for knees can be waived with a healthy knee exam within first 30 days of policy effective date.
Exclusions
Pre-existing conditions are not covered.
Curable pre-existing conditions are covered if symptom free for 12 months.
Hereditary chronic and congenital conditions, holistic therapy, behavioral therapy, lost pet, pet mortality and hip dysplasia are all covered.
Figo is committed to helping pets and their families enjoy their lives together.
Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.
With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.