Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. 

Average customer rating

7.8 Out of 10
60 Days 1 Year Lifetime
Rating 7.3 7.6 7.8
Count 19 82 220

Figo Pet Insurance

10
Out of 10
Recommended
Posted: 04/16/2019
By:
Jeanette Heideman

I love being able to have access to all of my dogs vets paperwork. If you're traveling and you need to go to an emergency vet somewhere you have everything you know what treatment they have you can show the vet everything that's happened with your dog....

Injury/illness
Claim Amount
Breed

Australian Shepherd

Age of Pet
Over 8 years
10
Out of 10
Recommended
Posted: 04/15/2019
By:
Linda Muzquiz

I have used Figo insurance for almost a year and, with two rambunctious dachshund, I have had the opportunity to file more than a few claims! Figo insurance staff is always very responsive, very informative, and very helpful in responding to my claims!
I...

Injury/illness
Claim Amount
Breed

Dachshunds

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 04/11/2019
By:
Craig

FIGO has been great. This is our second year (our pup is 2), and we've had nothing but great experiences. The response time was always quick, but in year 2 it could not be any quicker. Claims are processed in a matter of hours (sometimes minutes!), not...

Injury/illness
Claim Amount
Breed

Goldendoodle

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 04/10/2019
By:
Krysti Clinton

This insurance has been amazing for my 4 dogs! They have been very responsive and are great with helping if you need them!

Injury/illness
Claim Amount
Breed

Labrador Retriever

Age of Pet
1 - 8
Monthly Cost

$9 - $135, depending on your chosen plan.

Coverage

You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.   

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $10,000, $14,000 or unlimited depending on your chosen plan.

Deductible

$50, $100, $200 or $500 annually.

Age Limits

Pet must be at least 8 weeks old to enroll. 

Pet must be at least 8 weeks old to enroll.   

No upper age limits apply.

Waiting Period

Coverage begins 5 days after policy for accidents. For illness claims, a policy waiting period of 14 days applies, while a waiting period of 6 months applies for conditions involving cruciates and patellas. 6-month waiting period for knees can be waived with a healthy knee exam within first 30 days of policy effective date.

Exclusions

Pre-existing conditions are not covered.  

Curable pre-existing conditions are covered if symptom free for 12 months.

Hereditary chronic and congenital conditions, holistic therapy, behavioral therapy, lost pet, pet mortality and hip dysplasia are all covered. 

Figo is committed to helping pets and their families enjoy their lives together. 

Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.

With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.