Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.

Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.2 Out of 10
60 Days 1 Year Lifetime
Rating 6.1 9.3 9.2
Count 34 1777 6488

Pets Best

8
Out of 10
Recommended
Insurer: Pets Best
Posted: 02/16/2020
By:
Adolfo

Took over a month to get updated on my claim status.

Injury/illness
Claim Amount
Breed

Dachshund

Age of Pet
Under a year
1
Out of 10
Insurer: Pets Best
Posted: 02/14/2020
By:
Nick P

Awful. Save your money and go elsewhere. Will have long wait times, I had to wait over a month to hear back on my claim.

Injury/illness
Claim Amount
Breed

German Shepherd

Age of Pet
1 - 8
10
Out of 10
Recommended
Insurer: Pets Best
Posted: 02/10/2020
By:
Mische

I'm so incredibly happy I made the choice to insure my 2 guys with Pet's Best. The price for insuring them is very reasonable and, of course, everything is just fine with them, until it's not... I have only emergency care insurance, so when something is...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. 

Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).

Two optional Wellness plans to cover routine care. 

24/7 Pet Helpline, powered by whiskerDocs is included on all policies. 

The pay-out amount is based on your actual vet bill. 

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. 

Unlimited lifetime limits.

Deductible

$50 - $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. 

Pets Best does not restrict coverage or availability for older pets.

Waiting Period

Waiting periods are based on the effective date, usually the day after enrolling: 

14 days for illness claims 

3 days for accident claims 

0 days for routine care

Exclusions

Pre-existing conditions are not covered. 

Elective and preventive procedures are not covered. 

Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. 
 
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.