Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 on TrustPilot and is recommended by veterinarians across the U.S.
Pets Best
I have actually had all of my Pets (5 - 4 cats one dog) insured after having the unfortunate life experience of NOT having insurance and feeling like money was too much of a factor in medical decisions. I had VIP in the past and was very disappointed....
Injury/illness
Liver problem
Claim Amount
Over $1000
Breed
Mixed Breed
Age of Pet
Over 8 years
Our Husky was perfectly healthy, passing health test with flying colors. One day he suffered a sudden, acute prostatitis and abdominal abscess. He underwent emergency surgery but unfortunately he was too sick and ultimately passed away. During difficult...
Injury/illness
prostatitis
Claim Amount
Over $1000
Breed
Siberian Husky
Age of Pet
Over 8 years
The agent who set up my policy lied to me about coverage and the company refused to pay my first claim. Two different forms I got from them gave me two different reasons for rejecting the claim. So not only did they lie about coverage, they couldn't even...
Injury/illness
Gastritis/vomiting
Claim Amount
Over $1000
Breed
American Shorthair
Age of Pet
Under a year
It's been almost 3 years that I signed up with Pets Best for my dog Sam. I have nothing but good things to say. Also very easy to complete a claim and very clear on what is and what is not covered.
Injury/illness
Claim Amount
Under $100
Breed
Rottweiler
Age of Pet
1 - 8
Monthly Cost
$6 and up, depending on your chosen plan.
Coverage
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 - $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
Waiting periods are based on the effective date, usually the day after enrolling:
14 days for illness claims
3 days for accident claims
0 days for routine care
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.