5
out of 5
POSTED: | BY: Bruce
Pets Best came through when needed!
My 1.5 YO labrador crashed into a down tree and suffered a life-threatening accident. Pets Best paid out our claims, no questions asked!
4.9
out of 5
Number of reviews 15,136
Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.
Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
VETERINARIAN: Bluffton Veterinary Hospital
POSTED: | BY: Edward
Wellness care
Just signed up our new adoptee to Pets Best. Decided to include Well Care. Shortly thereafter had our initial Vet visit and submitted that claim. The process was simple and straightforward. The claim was processed and paid in quickly and with a clear explanation of coverage. So happy that we chose Pets Best.
1
out of 5
POSTED: | BY: Rayne
Scammers
This company is a complete scam. Their platform and app never work, it takes WEEKS to get a claim filed and there’s no way to get any information about the process, you will wait hours on hold waiting to talk to a real person, and when you finally do they all act like it’s not their job to help you. No one has answers. They deny everything you submit. There’s a reason all of their comments are turned off on social media.
5
out of 5
POSTED: | BY: Pamela Deutsch
Love My Insurance
Submitting the claim is super easy and you get a response within a day or two. The funds are put directly into your account within two or three business days. Super great company to do business with. I've recommended to many family and friends.
2
out of 5
POSTED: | BY: Debbie Pelkie
Great until your dog is considered a senior...
Up until this year I would have rated this company a 5 all day every day. This year I have had to fight to get claims paid, constant follow-up, repeatedly upload the same files that they request, file appeals for unpaid claims(which were found in my favor) and now I am renewing one of my dogs and have just received a bill with an 81% increase. Unfortunately, my dog is 8.5 so I am locked in with them and the choice is now pay the bill or go without insurance. They have insured by dog since she was 8 weeks old but now that she is older it feels like they just want to force her off their plan.
Monthly Cost
$6 and up, depending on your chosen plan.
Coverage
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method.
Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 – $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Disclosures
Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd. Ste. 160 Scottsdale, AZ 85254 or MS Transverse Insurance Company (NAIC #21075), located at 15 Independence Blvd. Suite 430, Warren, NJ 07059. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.