Cesar Millan, Chairman of Spot Pet Insurance, is using his voice to educate pet owners on the real benefits of pet insurance. This is especially important at a time when vet care is becoming more expensive each year. Spot and Cesar’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it's important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends.

With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.

Average customer rating

10.0 Out of 10
60 Days 1 Year Lifetime
Rating 10.0 10.0 10.0
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Spot Pet Insurance

10
Out of 10
Recommended
Posted: 04/06/2020
By:
Carolyn Okeefe

I decided to get pet insurance that covered both accidents, surgeries, and routine check-ups because my dog is in surgery as I write this to remove kidney stones. Of course, this kind of surgery is not cheap. Rocco is a 4-year-old Pekingese mix that may...

Injury/illness
Claim Amount
Breed

Pekingese Mix

Age of Pet
Under a year
10
Out of 10
Recommended
Posted: 03/28/2020
By:
Patty

I have not had to use the insurance as yet, but signing up for the policies was very easy. And it is less than what I was paying.

Injury/illness
Claim Amount
Breed

Mixed breed

Age of Pet
Under a year
10
Out of 10
Recommended
Posted: 03/27/2020
By:
Rita

Spot's customer service was so very helpful during my registration. They answered all of my questions and helped me in selecting the best plan that would work within my budget.

Injury/illness
Claim Amount
Breed

Mixed breed

Age of Pet
Under a year
10
Out of 10
Recommended
Posted: 03/25/2020
By:
Irma Gonzalez

It was a very easy and pleasant process to enroll my doggie Connor in Spot Pet Insurance. As soon as a claim in processed I will be able to review further.

Injury/illness
Claim Amount
Breed

Mixed breed

Age of Pet
Under a year
Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.

No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered.

Spot Pet Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.

If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.

Accident-Only coverage available.

Spot Pet Insurance is the only pet insurance recommended by Cesar Millan. It's committed to helping pets lead longer, healthier lives by providing pet insurance with affordable and customizable plan options. Plans cover accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.