Spot | Pet Insurance Review

9.7

out of 10

134 Verified Reviews

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 10.0
  • 9.7
  • 9.7
  • Count
  • 4
  • 33
  • 134
Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage.  This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it’s important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash. With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
10

out of 10

POSTED: | BY: Mike H

Great Customer Service!

Haven't had to use the insurance yet, I am very satisfied with their customer service and Amazon promotion!
10

out of 10

POSTED: | BY: Isabella Wolski

Great coverage!

Great company and great coverage! You can customize your policy, add preventive care and dental is included! My dog broke a tooth as he is a heavy chewer and I was able to use my plan to cover treatment! No more bones for him for awhile!
10

out of 10

POSTED: | BY: Emma Vann

We love Spot

Spot has made taking our dog to the vet easy and not stressful! Now I can give Dixie the care she deserves without worrying about bills. The enrollment was easy and clear and we customized it to our needs.
10

out of 10

POSTED: | BY: Renee Truman

Thank you Spot

Very happy to have Spot to cover my dog in his senior years as he requires daily medication and frequent vet visits. Happy I can provide him the care he needs in his golden years for a good quality of life without worrying about exorbitant costs.
10

out of 10

POSTED: | BY: Jenny Lee

Best Purchase EVER

My mom pushed me to buy Spot a while ago when i told her it was offered as a benefit with my company. I am glad she did!! It came in handy over Christmas when in an attempt to protect my house from the FedEx guy my dog slipped down our stairs and broke his leg! Using the plan was easy and getting money back was even easier! Can’t recommend them enough!

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). plan costs vary based on plan type, pet breed, age, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.

No lifetime limits.

Deductible

$100, $250, $500, $750 or $1000 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered.

Spot Pet Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.

If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.

Accident-Only coverage available.

for a full list of exclusions visit spotpetins.com/sample-policy

Spot Pet Insurance is committed to helping pets lead longer, healthier lives by providing pet insurance with affordable and customizable plan options. Plans cover accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost. Policyholders can use any licensed vet, including coverage eligible mobile and virtual vets. Insurance plans are underwritten by United States Fire Insurance Company. Insurance plans are marketed and produced by Spot Insurance Services, LLC. (NPN # 19246385)

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