5
out of 5
POSTED: | BY: Nicole Cunningham
Ron was very helpful
Ron was very helpful. He checked on my reimbursement and even called back to follow up!
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4.6
out of 5
Number of reviews 8,286
Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage. This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it’s important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash.
With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
5
out of 5
POSTED: | BY: Geralyn Ackerman
Insuring my dog with Spot is the best decision I made next to adopting my dog Lily!
Insuring my dog with Spot is the best decision I made next to adopting my sweet Lily. They have many plans to choose from and their customer service is incredibly helpful guiding you with what plans best for you pet.
Spot makes it so easy to file a claim and the reimbursements come quickly.
I love knowing when the unexpected happens, I know my dog has the best coverage and I can get her the vet care needed.
5
out of 5
POSTED: | BY: Sandi T
Will use them for as long as I have pets
What a great, supporting company! Within a week, my 9 year old hound went to vet, was hospitalized for 2 days and unfortunately passed away using at home euthanasia. Spot Pet Ins. covered all the expenses according to the plan, no questions asked, beside the proof I submitted with the claim. When you are devastated by the loss of a pet, the last thing you need is worrying about the pet medical care bills. Having insurance for all four of my pets is such a peace of mind; especially now that I know this company is so easy to work with. They also care- everybody on the phone was very understanding and showed tons of empathy. Will use them for as long as I have pets!
5
out of 5
POSTED: | BY: Wayne Wescoe
The fast responses to your claim forms…
The fast responses to your claim forms as well the courteous responses to questions. If a situation happens the representatives are very quick to take action respond and remedy whatever problem may have occurred. Wayne L. Wescoe
5
out of 5
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). plan costs vary based on plan type, pet breed, age, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250, $500, $750 or $1000 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
Spot Pet Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
for a full list of exclusions visit spotpetins.com/sample-policy
Spot Pet Insurance is committed to helping pets lead longer, healthier lives by providing pet insurance with affordable and customizable plan options. Plans cover accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost. Policyholders can use any licensed vet, including coverage eligible mobile and virtual vets.
Insurance plans are underwritten by United States Fire Insurance Company. Insurance plans are marketed and produced by Spot Insurance Services, LLC. (NPN # 19246385)