Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,479

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
4

out of 5

POSTED: | BY: Jennifer

First submission of claim

It was my first time submitting a claim. The process was pretty easy although not as easy as a previous pet insurance I had. I had to submit more paperwork with Fetch. The reimbursement came much quicker than I had expected and I liked the auto deposit. So far I am very happy with Fetch. Thank you for your service.
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5

out of 5

POSTED: | BY: Kevin McClellan

Easy to get re-imbursed!

Easy to get re-imbursed!
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1

out of 5

POSTED: | BY: Dawn Strom

I have been with this company for 12…

I have been with this company for 12 years. They changed ownership halfway through and it hasn’t been the same since. The rates are sky high now and beware- if you change your address they will change your rate and reset your deductible back to zero without alerting you that this will happen.
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5

out of 5

POSTED: | BY: Tiffany

Very fast refund

Effortless claim submittal and very quick refund direct deposited. Very happy with results.
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1

out of 5

POSTED: | BY: Albert Li

Fetch is not easy to work with

Fetch is difficult to work with for claims, slow to respond and ultimately didn't work with us well to help cancel our policy. We moved all of our pets off of fetch insurance to Lemonade and have a much better experience there. We also told our local vet that Fetch is difficult to work with and make sure that he does not recommend it to any of his patients. Fetch also does not make it possible to cancel insurance at any time, you have to wait until the next billing date. This is different from almost every insurance.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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