Fetch | Pet Insurance Review


out of 5

Number of reviews 2,372

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: Patrick Noiseux

Trustworthy and Great Customer Service

I have used other insurance companies and Fetch is by far the easiest to work with, they do what they say they will do and they pay the way they say they will. I recommend them to everyone

out of 5

POSTED: | BY: Wayne Wall

Amanda is a definite asset to your…

Amanda is a definite asset to your company. She is professional, thorough, knowledgeable, and friendly. A joy to work with.

out of 5

POSTED: | BY: Caitlin Spencer

Great customer service!

Amanda Mello from Fetch was so helpful in answering all of my questions and setting up my new puppies pet insurance!

out of 5

POSTED: | BY: A Palamara

Fetch will work hard, to find a way to deny your claim

Been with them from at least 2019 to 2024, they signed me up for a competitively priced premium but jacked up the rates each yeah until I'm paying 1000$ a year for two domestic shorthair cats with no medical issues. Until now I've filed only 1 claim, for an xray on a swollen limb 4 years ago (~300$ payout), so it seems legitimate until recently I filed for reimbursement on a 1000$ vet bill for a possible bladder infection. Denied it this time; they found some technicality relating to the timing of filing. Been paying them on time for over 5 years, but they're going to weasel out of some loophole when it comes time to pay you back. I've found a new insurer, for less than half the price, with no loopholes, claim windows, and only a 3/14 day wait period on accidents/illness, which I won't mention for impartiality but, Fetch is a grift.

out of 5

POSTED: | BY: Pat Ryan

Keeps you informed re status of claim

Keep you informed re status of claim

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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