Fetch | Pet Insurance Review


out of 5

Number of reviews 1,668

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 1.0
  • 1.4
  • 4.9
  • Count
  • 3
  • 48
  • 1,668

Updated: January 30, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: Donna Wiley

Finally found you!!

Took me a long time doing research on pet insurance and finally came out with fetch. It was the best decision I have ever made for pet insurance since i've owned my animals. My very first full exam shots blood work were done on my rescue german shepherd, I sent the paperwork in and figured. I would be waiting for a response less than a week Later I received a check in the mail covering 80% of everything I just paid! That was phenomenal for me!

out of 5

POSTED: | BY: Stephanie

Very friendly

Very friendly, kind to explain the process

out of 5

POSTED: | BY: P.McKenzie

Provide needed documentation, and you will be reimbursed

Our puppy unfortunately had emergency surgery six weeks after she came to us. The vet recommended spaying her at the same time, which she did. Our pup had received meds and other services. Fetch Pet was prompt in reimbursement for items that met the criteria. Our vet, and I provided all the needed documentation, and the payment was seamless.;

out of 5

POSTED: | BY: Vivian Jao-herrera

Mr Josh Sabado was very professional &…

Mr Josh Sabado was very professional & knowledgeable. He’s very witty & funny.

out of 5

POSTED: | BY: Charles C

Probably the biggest rip off pet…

Probably the biggest rip off pet insurance provider in the world. They make you jump through hoops every claim, then on an $800 plus claim with a $300 deductible pay $70 total claiming they apply a $300 deductible not per year but to each thing your pet was checked for. Previous claim of $600 they paid $50. A complete waste of your money look elsewhere.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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