Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,453

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
4

out of 5

POSTED: | BY: Diana Poole

Fetch paid for my dog's spay surgery

I'm happy that Fetch paid for my dog's spay as well as some other items. However, Fetch denied payment for the double hernia repair surgery performed at the same time, because she was born with the hernias and they said it was a pre-existing condition. That's out of anyone's control, and the surgery was medically necessary, not a choice. I feel Fetch should have paid for the surgery because the hernias were growing and visible and they had to be repaired.
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5

out of 5

POSTED: | BY: Artwodeetoo

Straight forward and prompt response on claim

Relatively straight-forward process for a claim. Easy to upload docs. Fetch contacted my Vet and I also forwarded docs. Most of the time gap was due to Vet response, kind of typical. Fetch didn't nitpick. My cat didn't have an pre-existing conditions, so the rest was making the calculations of deduction and percentage, which was done correctly. My claim funds were received in my bank promptly.
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1

out of 5

POSTED: | BY: Steven Baron

Scam Vet Insurance Company

Fetch insurance is a scam company. They make sure your premiums are collected in time. However, upon filing a claim, there denial process is also quick as possible. My pet had an ACUTE kennel cough condition which they labeled as pre-existing since he had the same condition a year ago. The reviewers need to understand pre existing conditions verses acute conditions. Scam company do not waste your money as they look for reasons to deny.
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5

out of 5

POSTED: | BY: Carolyn

Easy

Easy to file a claim. Claim was reviewed and processed more quickly than promised. Received exactly as the contract. Reimbursed at 90% minus the initial, annual deductible. Was surprised I needed to use insurance on a kitten so young but it really came in handy, especially when my kitten became unexpectedly sick just before the holidays.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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