Fetch | Pet Insurance Review


out of 5

Number of reviews 2,197

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,197

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: dc

$3 fee

Wish there was not a $3 fee not using a direct deposit.

out of 5

POSTED: | BY: Stephanie Dortch

Professional and expedient

I had rushed my dog to the emergency unit because she seem to be bleeding from her eye as it turned out she had an abscess. I submitted my claim, received an acknowledgment, and after sometime the Claim was paid and deposited into my account. I submitted a second claim in order for her tooth to be extracted and again I received an acknowledgment, and very soon after that claim was paid and deposited directly into my account. I highly recommend Fetch. I haven’t had any problems with any of the claims that I have submitted. I also recommended Fetch to my girlfriend for her dog.

out of 5


Easy to start coverage

Their representative handed getting my dog's medical records while I was on the phone.

out of 5

POSTED: | BY: Yvette

I'm not sure yet

I'm not sure yet. I will let you know more when I need to get a reimbursement.

out of 5

POSTED: | BY: Allie Thomas

Little hard to find places in the app…

Little hard to find places in the app and online though help is easy to find and support is happy.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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