Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,419

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,419

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Jairo Diaz

Well I am new and she explained…

Well I am new and she explained everything so I feel confident about it. I was referred for my manager he has talk great about the fetchpet
1

out of 5

POSTED: | BY: Natalia Neumann

Do not trust this company

Do not trust this company The same day I decided to get pet insurance with Fetch I had an appointment for some shots my husky was missing so I call them and this is what I say: “Hey, I know that there’s a wait period of 15 days to cover things like surgeries or accidents but my insurance has wellness (it covers some vaccines and no major things) and for what I understand that doesn’t have a wait period but I am calling to make sure. I wanted to make sure that wellness was activated or ready to use with my policy before making a claim for my husky shots instead of wasting my time sending documents. The lady that I spoke with confirm to me that It was ready to use “after checking my account” she says it looks like you don’t have a wait period and I can start using wellness. After almost 3 weeks! I get a message from Fetch saying that my claim wasn’t approved bc I made it before wellness was activated. I call for an explanation and they say that wellness gets activated the next day.. their website doesn’t say that and I even CALL! to make sure. I was paying around $70 for 2 months while they were investigating my case. They have all the conversations recorded and confirm to me that I was told my wellness was ready to use but that the lady didn’t even look up my account…. Well that certainly makes it even worse because I even told her that I open my account that same day so with that little information the staff should already know that if you create your account today that wellness is going to be activated the next day. Idk to me that’s just simple math. After investigating my case they confirmed they were in the wrong but that they can’t do nothing for me after making go through 2 months of miscommunication, misleading information and me actively looking for an answer. I work hard for my money and it just doesn’t sit right with me paying a company that can’t even make it up to their clients for their own mistakes. It was a very frustrating experience and I felt like I was lied to. Didn’t even use it. I now have 2 dogs and if they would’ve make things right I probably would’ve add my new pup but after this experience I think I just rather not have pet insurance and just pay out of pocket.
1

out of 5

POSTED: | BY: Unhappy customer

Intentionally hiding how to cancel service

I feel like your company is intentionally hiding the cancel service, and this makes me very frustrated. It seems dishonest and makes me doubt the quality of your service. If your service was truly good, it shouldn't be difficult to find information on how to cancel. I am very disappointed.
5

out of 5

POSTED: | BY: Bethany

Fetch is always great

Fetch is always great. Easy to submit claims. Easy to find answers. Quick turn around. Great communication about claim status.
5

out of 5

POSTED: | BY: Suzanne Connolly

Getting refunded properly ty

Getting refunded properly ty

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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