Fetch | Pet Insurance Review


out of 5

Number of reviews 165

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 1.3
  • 1.4
  • 4.9
  • Count
  • 7
  • 51
  • 165

Updated: November 13, 2023

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 370,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit No enrollment fee – cancel anytime. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: Ana Ordaz


They are very helpful and transparent. Multiple options for you and your pet. Great service and stuff. My cat Priscilla and I are very happy with it! :)

out of 5

POSTED: | BY: Angela Baker

I was gifted policies for my pets

I was gifted policies for my pets. I said nah we won’t need them. Sure enough my pet got so sick and we spent upwards of $15K just to get a diagnosis. It was a nightmare to go through. My initial dealing with fetch was upsetting. Her case wasn’t black and white and we had so many claims. Once I figured it all out I was very pleased with fetch and the ease of submitting things (once I fully understood how it had to be done). I don’t think my pet would be here today with this policy. In the many times I’ve called customer service, I’ve been so pleased with the people on the other end of the phone. We are renewing our policies this year and adding on wellness packages and I added another pet. I hope should we need it, this will be here to save us. It’s a bit pricy for most but I do think they have some good options to choose from.

out of 5

POSTED: | BY: Beth Brinson

I spoke with Tattianna Smith and she…

I spoke with Tattianna Smith and she was perfectly wonderful! She obtained all necessary records and invoices from my vet and forwarded them to the appropriate department. You are so fortunate to have such a kind, patient and caring employee. I am so grateful to her for all her efforts on my behalf.

out of 5

POSTED: | BY: Debra Alicea

My claims take weeks to be processed if…

My claims take weeks to be processed if they even get approved. I have to make constant phone calls to Fetch as well as my vet for the same paperwork I already submitted and this happens for all my claims. None of my claims have gone through without some kind of delay or issue. It feels like they are doing everything they can to not pay the claim.

out of 5

POSTED: | BY: Darlene Breedlove

Great assistance!

Don was so patient with me and was able to assist me. He was professional and explained what to do in a manner which helped me to know what to do. Thanks Don!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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