5
out of 5
POSTED: | BY: Hadley M
Very personable and coherent
Very personable and coherent, polite and to the point.
Read more on Trustpilot
4.9
out of 5
Number of reviews 4,902
Fetch offers the most comprehensive pet insurance
Get paid back up to 90% on unexpected vet bills
Save $25 or more with quarterly or annual payments
$1000 in online vet visits included at no extra cost
Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot
Exam fees are included which saves you $50-$250 per sick visit
Optional coverage for routine and preventive care.
Fetch covers hereditary conditions at no extra cost
Fetch covers injury and disease in every adult tooth – not just the canines
Use any licensed vet in the U.S. or Canada
Fetch covers what other providers charge extra for or don’t cover at all
5
out of 5
POSTED: | BY: Linda G
Appreciation for Ms. Amanda Mello's Outstanding Customer Service
My husband and I want to express our sincere appreciation for the outstanding service provided by Ms. Amanda Mello. As we considered renewing our Fetch Pet Plan coverage for 2026, Ms. Mello’s expertise was instrumental in our decision-making.
She provided prompt, informative responses via both phone and email and answered every question we had regarding the 2026 Fetch Pet Insurance Plans.
Ms. Mello provided excellent advice regarding our dog's policy and wellness options. Her wonderful customer service and the detailed information she provided gave us the confidence to accept the updated Fetch Dog Policy for 2026 and also to increase our coverage with the Wellness plan. Ms. Mello is a true asset to your team, and we rate our experience with her as 100% satisfaction!
5
out of 5
POSTED: | BY: Karen Marchand
Lauren Morton provided me with…
Lauren Morton provided me with excellent customer service. She explained the policy options and gave me time to ask her questions. She was a wealth of information. I’m so glad I spent time talking to her and chose Fetch for my pup, Hazel.
5
out of 5
POSTED: | BY: Mary Ann Rojo
Great customer service with Justin!
I spoke with Justin after trying to make my purchase online. I wanted to breakdown fees for payments for one dog and not the other. Justin was very understanding and knowledgeable and gave me greater insight into coverages and rates for each dog.
5
out of 5
POSTED: | BY: Rebecca
Fetch insurance was there for me and my…
Fetch insurance was there for me and my pet when we needed it! It was an emergency and it was a relief to have insurance. The entire process from uploading the invoices to the final payout was easy. I appreciate the communication through emails and texts. Thank you! And I hope to not need the policy again but highly recommend having Fetch Insurance.
Monthly Cost
Plans average $35/month for dogs and $25 /month for cats
Coverage
You choose a reimbursement level of 70%, 80% or 90% after your deductible.
Payout Limits
Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.
Deductible
$250, $300 and $500
Age Limits
Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old.
Some providers limit coverage for older pets to accident-only.
Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.
Waiting Period
Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.
Exclusions
Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo.
It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo