Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,472

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Demon CBR

Another greedy insurance company

Overall, just typical deceitful practice and straight up lying what is in the actual policy. Your claims will be denied, and they will pull out very broad and wide sweeping tiny print on why. I was shown several times in writing "every tooth, plus gums is covered" in actuality per policy no teeth are covered. The trick is to show you documents that are NOT the actual policy and just tell you what you want to hear. This experience has made me just done with pet insurance and I warn anyone who goes with Fetch to read the actual policy and not trust what is being said. Fetch works on a reimbursement basis, so I was confident in getting my cat treated as soon as possible, and foolishly relying on Fetch has caused me to be in a really tight spot financially and warn people to be prepared for 0 coverage from Fetch.
1

out of 5

POSTED: | BY: Demon CBR

Another greedy insurance company

Overall, just typical deceitful practice and straight up lying what is in the actual policy. Your claims will be denied, and they will pull out very broad and wide sweeping tiny print on why. I was shown several times in writing "every tooth, plus gums is covered" in actuality per policy no teeth are covered. The trick is to show you documents that are NOT the actual policy and just tell you what you want to hear. This experience has made me just done with pet insurance and I warn anyone who goes with Fetch to read the actual policy and not trust what is being said. Fetch works on a reimbursement basis, so I was confident in getting my cat treated as soon as possible, and foolishly relying on Fetch has caused me to be in a really tight spot financially and warn people to be prepared for 0 coverage from Fetch.
1

out of 5

POSTED: | BY: Demon CBR

Another greedy insurance company

Overall, just typical deceitful practice and straight up lying what is in the actual policy. Your claims will be denied, and they will pull out very broad and wide sweeping tiny print on why. I was shown several times in writing "every tooth, plus gums is covered" in actuality per policy no teeth are covered. The trick is to show you documents that are NOT the actual policy and just tell you what you want to hear. This experience has made me just done with pet insurance and I warn anyone who goes with Fetch to read the actual policy and not trust what is being said. Fetch works on a reimbursement basis, so I was confident in getting my cat treated as soon as possible, and foolishly relying on Fetch has caused me to be in a really tight spot financially and warn people to be prepared for 0 coverage from Fetch.
1

out of 5

POSTED: | BY: Demon CBR

Another greedy insurance company

Overall, just typical deceitful practice and straight up lying what is in the actual policy. Your claims will be denied, and they will pull out very broad and wide sweeping tiny print on why. I was shown several times in writing "every tooth, plus gums is covered" in actuality per policy no teeth are covered. The trick is to show you documents that are NOT the actual policy and just tell you what you want to hear. This experience has made me just done with pet insurance and I warn anyone who goes with Fetch to read the actual policy and not trust what is being said. Fetch works on a reimbursement basis, so I was confident in getting my cat treated as soon as possible, and foolishly relying on Fetch has caused me to be in a really tight spot financially and warn people to be prepared for 0 coverage from Fetch.
5

out of 5

POSTED: | BY: Allyson

Happy pet parent

Helpful and very understanding genuine concern for your fur babies

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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