Fetch | Pet Insurance Review


out of 5

Number of reviews 2,016

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,016

Updated: January 30, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: Mona Ueda

Filing a claim is very simple

Filing a claim is very simple. Review of the claim is quick and payment received effortlessly.

out of 5

POSTED: | BY: Lior Bugatus

This "insurance" will rob you after your pet gets sick

Absolutely terrible company, extremely underhanded and unethical. THEY WILL JACK YOUR PRICES INSANE AMOUNTS, 300-400%. I belive they're targeting people who have pets with pre-existing conditions, so they are forced to move. It certainly is my case. I would recommend staying away from fetch, these guys are absolute crooks. EDIT: To clarify, by "offering my alternatives", what fetch is basically saying is they are happy to offer me a stripped down policy after years of paying for decent coverage. Because insurance means: pay now so you can pay more later. Absolute joke.

out of 5

POSTED: | BY: Janet Sobel

The only thing I didn't like is that it…

The only thing I didn't like is that it is not easy to "speak with someone". I had a few questions... called.. got "someone" answering call that was just an answering service. Took notes and said call would be returned. It was returned the next day, while I was at work... obviously, could not take it. This can go on for a long time, if one cannot initially connect with someone when the call is made the 1st time

out of 5

POSTED: | BY: Steve Carter

I highly recommend Fetch Pet Insurance

Fetch Pet Insurance has been very helpful with our pet's bills caused by a traumatic accident that required specialty surgical and follow-up treatments at Tuft's Hospital in Grafton Massachusetts. They are very thorough in their assessment and require the proper paperwork that sometimes caused delays and may seem frustrating, but in the end they paid our claims as agreed. I highly recommend Fetch Pet Insurance for your furever friend.

out of 5


Easy to navigate site

Easy to navigate site. Plans easy to understand. However, I thought there was a discount for veterans and I didn't see any way to claim it while signing up.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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