Fetch | Pet Insurance Review


out of 5

Number of reviews 165

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 1.3
  • 1.4
  • 4.9
  • Count
  • 7
  • 51
  • 165

Updated: November 13, 2023

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 370,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit No enrollment fee – cancel anytime. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5


Kelsey is an excellent staff member.

Kelsey explained very well the reason for the increase in the premium for my pet, DorB. We went over several different options for lowering the premium, but in the end, I decided to just leave it the way it was. I appreciated Kelsey‘s very nice explanations, and her very patient manner.

out of 5

POSTED: | BY: Brandie Miller

The Fetch insurance has helped me right from the start. I had to get my in-training service dog her vaccines and yearly check up. I had it done, sent in my vets paperwork, and was compensated quickly.

The ease of sending in my service dog's yearly exam and vaccinations was made so simple with Fetch. I sent in my vets information and was compensated quite quickly. I was not expecting to be compensated as quickly as I had been. They made it very easy, and I have nothing but great experiences with Fetch!!

out of 5

POSTED: | BY: Mary Ann Kraus Lee

Thankful for Fetch

Fetch has played a major role in our furbaby's medical need. They have been so easy to work with and so caring about our precious baby. I couldn't imagine not having them involved in our dog's medical decisions. My family and I are so thankful for Fetch!

out of 5

POSTED: | BY: Dave Perreault

Kyann was very professional

Kyann was very professional and informative. She answered all my questions patiently. When she did not have the answer - she provided multiple solutions for me to find the answer. I own a small business and hope my employees would offer this type of customer service. Well done. Glad I made Fetch my choice.

out of 5

POSTED: | BY: Ruth Reeves

Keep your records FOREVER

My cat suffered from resorptive tooth roots and had to have two teeth surgically removed. She needed extensive blood work to prepare her for the surgery which the vet told me would also be covered. After I paid for the surgery, I faithfully submitted my claim with all of my documents. I had at least 10 uploads. I received notification that my application was pending about two times but I never received an email asking me for more documents. After many weeks, I logged on and found that they wanted more documents. In fact, they want all of my animals medical records from August of 2018 forward. I will trouble my vet to see if I can get all of these, although I do have the receipts, but they want the so-called soap records. I cannot believe they make this so ridiculously difficult. What if you change your vet? It's a shame that a 75 year old woman has to wait literally months for a small check after paying in premiums for years. I am so disappointed and wish I had chosen another company.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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