Fetch | Pet Insurance Review


out of 5

Number of reviews 165

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 1.3
  • 1.4
  • 4.9
  • Count
  • 7
  • 51
  • 165

Updated: November 13, 2023

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 370,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit No enrollment fee – cancel anytime. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: Kayla Ryan Cocquyt

Policy Renewal Questions

I called to discuss my policy renewal options and the agent was extremely helpful and efficient. She answered all of my questions and provided even more options than what I had thought of. I’ve been a happy customer for 7 years and will continue to use this company for my pet insurance needs.

out of 5

POSTED: | BY: Nick O'Dell

Professional performance

Kelsey was polite, friendly and attentive to my needs and provided clear instructions about filing a pre-authorization.

out of 5

POSTED: | BY: duane morris

Don't Do It!

Horrible, they require docs which I uploaded as requested and then deny every claim saying they need records I already provided. Never F&^% again!

out of 5

POSTED: | BY: Pat Ryan

Claims experence

For 6 months I submitted ,monthly, bills worth several hundred dollars . Each claim was assessed in a reasonable amount of time and payment made. I never experienced any hassles re claims

out of 5

POSTED: | BY: Veronica Picon

Fetch insurance is the absolute best hands down

Best pet insurance in the market, my experience with this company has been the absolute best. Had it for 7 years and only started using this year after my cat’s cancer diagnosis. Everyone is helpful, caring and loving. Understanding to a point that help you process claims and expedite payment. They are truly amazing!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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