Fetch | Pet Insurance Review


out of 5

Number of reviews 1,863

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 5.0
  • 1.5
  • 4.9
  • Count
  • 1
  • 43
  • 1,863

Updated: January 30, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: Jessica Barbee

Extremely Satisfied

I have always received quick turnaround for my claims and I find they have better coverage for all of my pets needs. I find the value is very affordable and they cover a wide range of things, that have come in very helpful with my puppy as he aged and started having medical concerns.

out of 5

POSTED: | BY: Peggy Williams

My dog had cataract surgery and Fetch…

My dog had cataract surgery and Fetch insurance paid the claim. But, The next year , 2024, they raised my deductible from $250 to $500 and lowered my reimbursement rate to 70%. This was done because my pet had to have cataract surgery. I was penalized because of his eye condition. They informed me by a email that I was stuck in this new rate. I’m in the process of looking for another pet insurance. Definitely I don’t recommend this company. FETCH PET INSURANCE. I’m sorry I can’t give them a lower rating than 1 Star, they deserve NO STARS. Thanks

out of 5

POSTED: | BY: Philip Broome

Amanda Mello is absolutely wonderful!

Amanda Mello is absolutely wonderful. She guided me through the policy, answered all my questions. She truly listened to me and my concerns. She is a true asset to your company. I wish all companies had call specialists as pleasant and knowledgeable as Amanda is.

out of 5

POSTED: | BY: Ellen Mayer

Great Insurance for Pets!

Claims are handled quickly! The folks at Fetch are pleasant and very helpful. I strongly recommend this service for pet owners.

out of 5

POSTED: | BY: Doc76

Fetch Performance to Date…

We started with Fetch about 6 months ago. Processing a claim is simple and reasonably quick. Direct deposit of funds is available for a quick refund. Lastly, automatic deductions are available from my account. We have processed 3 claims so far and the process, again, was simple and quick.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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