Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 13,194

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

VETERINARIAN: Red Bank Veterinary Hospital (RBVH) - Tinton Falls

POSTED: | BY: Evelina G

I would recommend this company

I didn't file a claim for months after my cat passed away. I got her insurance and a couple weeks later we had to put her down. I had her for 16 years, so my entire adult life. I was pretty devastated and depressed. Also very anxious about calling and filing a claim. The representative made it super easy for me and she was very kind and understanding. The website was easy to use as well. I got refunded for the months my cat was not alive. If I get another pet, I would be very interested in using PetsBest again. I appreciate it being hassle free and I received my refund very quickly
5

out of 5

POSTED: | BY: Anna

Highly Recommend

Getting PetsBest pet insurance was one of the best decisions I made when my dog was a puppy. After just two short years on this earth, he was the victim of antifreeze poisoning. PetsBest insurance quickly reimbursed all covered costs with no problems. I am grateful for the coverage and for them being so respectful over this tragic loss for our family.
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5

out of 5

POSTED: | BY: Gilda Klein

Working with Pets Best Health Insurance…

Working with Pets Best Health Insurance has been an absolute pleasure. Their team is dedicated to providing top-notch service and support. They took the time to understand our unique needs and processed our claim quickly.
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5

out of 5

POSTED: | BY: Patricia Slanina

Myles Allergy Shots

Our dog has skin allergies and needs injections and skin testing. Pets Best has been easy to communicate with and responds quickly. We have recommended them to others.
4

out of 5

POSTED: | BY: Marlane Carcopo

First claim

I must have looked at every pet insurance policy there is- and kept coming back to Pets Best. It was not the least expensive- but it offered a better range of coverage than most. Our first claim did take longer than I expected for reimbursement- and I would prefer more specific updates on the process, but the reimbursement (for spay/neuter) was for the amount as advertised. When I called to inquire about the claim status, the representative was quick to answer and was helpful.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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