Spot Canada
4.9

out of 5

Spot Canada Pet Insurance for Dog & Cat

Updated: November 13, 2023

Spot Canada pet insurance is a good option for pet parents looking for an affordable pet insurance policy with quick claims processing and excellent customer service. There are no waiting periods for accidents and Spot also offers coverage for prescription foods.

Spot Canada Pet Insurance Details

    • Why Our Users Picked It:

      Many users raved about how easy it is to get a quote from Spot. Quite a few people also mentioned friendly customer service and quick reimbursement payments.

      Pros & Cons:

      Plan Limits

      • Per Condition Limit
      • Lifetime Limit
      • Deductible Type
      • Direct Pay

      What is Covered?

      • Accident and Injury Covered up to the selected annual limit
      • Hospitalization Covered up to the selected annual limit
      • Rehabilitation Covered up to the selected annual limit
      • Continual Care Covered up to the selected annual limit
      • Emergency Visits Covered up to the selected annual limit
      • Surgery Covered up to the selected annual limit
      • Dental Trauma Covered up to the selected annual limit
      • Foreign Object Ingestion Covered up to the selected annual limit
      • Congenital or Hereditary Conditions Covered up to the selected annual limit
      • Cancer Treatments Covered up to the selected annual limit
      • Dietary Supplements Covered up to the selected annual limit
      • End of Life: Burial and Cremation Covered up to the selected annual limit
      • Illness Covered up to the selected annual limit
      • Specialists Covered up to the selected annual limit
      • Prosthetics Covered up to the selected annual limit
      • End of Life: Euthanasia Covered up to the selected annual limit
      • Prescription Drugs Covered up to the selected annual limit
      • Outpatient Care Covered up to the selected annual limit
      • Bilateral Conditions Covered up to the selected annual limit
      • Travel Coverage Covered up to the selected annual limit
      • Vet Exam Fees Covered up to the selected annual limit
      • Medical Imaging Covered up to the selected annual limit
      • Organ Transplants Covered up to the selected annual limit
      • Wellness Cover Covered up to the selected annual limit
      • Lab Tests Covered up to the selected annual limit
      • Behavioral Treatments Covered up to the selected annual limit

      Plan Summary

      Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage.  This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it’s important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash. With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.

    Most popular dog breeds insured by Spot Canada Pet Insurance

    Here are the top 7 dog breeds covered by Spot Canada insurance so you can get an idea of possible monthly premium costs.

    Breed Average Monthly Cost
    Other Mixed Breed $54.07
    Yorkshire Terrier $53.88
    Pug $69.32
    Miniature Pinscher $63.02
    Keeshond $59.87
    German Shepherd $68.99
    American Eskimo Dog $59.87
    Data source date 60 days, cost based on user selected average

    Most popular cat breeds insured by Spot Canada Pet Insurance

    Here are the top 2 cat breeds covered by Spot Canada insurance so you can get an idea of possible monthly premium costs.

    Breed Average Monthly Cost
    Domestic Short Hair $29.61
    Domestic Shorthair Mix $31.27
    Data source date 60 days, cost based on user selected average
    Get a Quote & Compare

    Compare With Other Top Pet Insurance Providers 2024

    • Users like that they can obtain a policy that offers a 90% reimbursement rate. Some also mentioned Fetch’s friendly and helpful customer service.
    • Some of the things users had to say about this company are “Exceptional customer service,” “Seamless sign up,” and “Best monthly price with lowest deductible.”
    • Many users raved about Trupanion’s direct billing. They also will pay up to 90% of the bill, depending on the plan. Users also appreciate the excellent customer service.
    • Users appreciate the quick and easy claims process. Many mentioned the great customer service and online support.
    • Awesome customer service and prompt payments are just a couple of the reasons users are happy with this provider.

    Select up to 3 providers to compare

    Spot Canada Pet Insurance FAQ?

    • Does Spot Canada have age limits for enrollment?

      Spot Canada pet insurance allows dogs as young as 8 weeks and as old as 10 years to be enrolled. Cats must be over the age of 8 weeks and under the age of 12 to be eligible. Once your pet is enrolled, they have coverage for life.

    • What kind of waiting period does Spot require?

      For Accident-Only plans, next day coverage is available. Accident & Illness plans require 14 days before coverage takes effect.

    • Does Spot cover dental care?

      According to their website, most of their insurance policies do not cover dental care. However, some types of treatments may be covered. Check out their terms and conditions for more information.

    • Does Spot offer any kind of discount?

      They do. Having said that, you’ll need to check because their specific products, features and coverage limits vary by province.

    • How does Spot pay claims?

      Spot Canada offers two options for receiving payments. You can receive a check by mail, or choose to have your payment deposited directly into your bank account. This last option will have you paid faster.

    Get a quote today

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