Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,425

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.6
  • 4.6
  • 4.9
  • Count
  • 45
  • 320
  • 9,425
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

VETERINARIAN: Laguna Veterinary Clinic

POSTED: | BY: Linda Busek

Excellent Investment for my Fur-baby and me

My pup was rescued at the age of about 6 and we signed up for Healthy Paws Pet Insurance right away after reading a Consumer Reports (if I remember correctly) recommendation. The article definitely put them at the top of the heap. We've had a few health scares over the years, most recently a surgery that left a 3" scar on her tiny leg, but removed a dangerous growth (hopefully permanently). Healthy Paws' website is easy to navigate, contains helpful information, and it is super easy to fill out a claim form. They respond immediately to acknowledge your submission and pay claims very promptly. It is top of the line insurance and there are no lifetime limits; of course, the cost is commensurate.

out of 5

POSTED: | BY: Patrick Sullivan


Happy, helpful, and at times life saving. We love Healthy Paws, as do my parents, my sister, and all our family members and close friends with fur babies as well. Would definitely recommend. 10 out of 10 🙌🏼

out of 5

POSTED: | BY: Sarah Kelley

Efficient, expeditious and easy

I filed a claim on Sunday morning and it was settled within 72 hours. The process is very simple- essentially log in, upload the medical procedures summary and submit. I was so relieved that it wasn’t a paperwork headache or a phone tree disaster- I couldn’t have handled that in addition to the stress of having such a sick little dog. So efficient- I wish all insurance providers operated this way.

out of 5

VETERINARIAN: Veterinary Emergency Group

POSTED: | BY: Sarah Kelley

Healthy Paws

I filed a hefty emergency vet care insurance claim on a Sunday afternoon and it was settled within 72 hours. I’m very impressed with the ease and efficiency of the claim process- one less thing to worry about during such a stressful time in our lives

out of 5


Healthy Paws Loyalist

I signed my dog up with Healthy Paws shortly after adopting him, when a vet mentioned that as he aged he could develop a certain joint condition, just to be safe. Thankfully that condition never transpired, but last year we did encounter some other scary health issues, which involved several emergency trips to our general vet and a specialist, and a whole battery of meds that he'll need for the rest of his days. Healthy Paws has been fantastic with responding to claims quickly and explaining why certain items are and aren't covered. I so appreciate the comfort of not having to worry about affording my dog the best care at the drop of a hat and am very grateful that we joined Healthy Paws years ago. All of my future pets will also be insured by Healthy Paws.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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