Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,143

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Remedios Martin

Healthy Paws has consistently been…

Healthy Paws has consistently been available whenever assistance is required. They process payments promptly and operate with high efficiency. I am uncertain of how I would manage without having chosen Healthy Paws health insurance for my beloved pet. Thank you, Healthy Paws!
5

out of 5

POSTED: | BY: Dale

Very happy client

I have been a Healthy Paws client for many years. They are excellent ! Claims are processed efficiently and quickly and any phone conversation or email communication has been with a friendly and knowledgeable rep. I really like that the deductible is annual, not per incident and the amount of the deductible can be chosen.
5

out of 5

POSTED: | BY: Susan Rogers

Our 8yr old Golden Retriever experience with Healthy Paws Insursnce…

Our 8yr old Golden Retriever almost lost her life due to eating a twist tie that got lodged in her colon. She had 2 major surgeries, then got a massive blood clot and then had after surgery issues. Through it all Healthy paws made each one of our claims to be processed easy and they clearly explained what was paid for. We highly recommend Healthy Paws as you never know when you will need insurance for your furry family member.
5

out of 5

POSTED: | BY: Sara Shiffrar

The best money you can spend every…

The best money you can spend every month is on per insurance. It takes the financial stress off when having to make life and death decisions for your furry family members.
5

out of 5

POSTED: | BY: Brian M.

All pet owners should have a policy.

As customer for many years, I cannot recommend Healthy Paws insurance strongly enough. One of the worst situations imaginable for a pet owner is having to do the math to decide whether it’s “worth it” to get the medical care their pet needs and deserves - be it a hospital stay or a lifesaving procedure - or even just outpatient surgery to majorly improve their quality of life. It’s an awful feeling and I urge everyone to have an insurance policy on their pets so they never have to endure it. Healthy Paws has allowed me to make sure my buddy always gets the care he needs without hesitation - and claims have always been paid very rapidly with minimum fuss.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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