Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,502

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,502

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: GGeorge

Planning for the Unexpected

I decided to invest in Healthy Paws pet insurance for my dog after I adopted him from a shelter 8 years ago. He was 4 at the time and now he’s 12. I only filed 4 claims during the first seven years but now that he’s getting older, he needs more care. Recently, he accidentally got into some trail mix and consumed raisins and chocolate – two of the most deadly items for dogs. I rushed him to the emergency vet, where he stayed in the ICU for two days. Thanks to Healthy Paws, I didn’t even have to think about the cost. Their staff is caring and wonderful, and the claims are super easy to submit and are processed very quickly. They even sent me a follow-up email after his hospital stay to see how he was doing. As we move into my dog’s “senior” years, I feel I have a true partner in keeping my fur baby’s remaining years happy and healthy. Plus it’s true “insurance” against those unexpected incidents. Healthy Paws has been worth every penny.
5

out of 5

POSTED: | BY: Kenzie

My cat had a bowel obstruction and had…

My cat had a bowel obstruction and had to have emergency surgery. The ease of the claims process was greatly appreciated. Between the awesome vet and Healthy Paws all claims were processed in a timely fashion. I have had HP for a few years and this was the first time I needed to use it. I am so grateful that I had pet insurance. Healthy Paws exceeded my expectations in all areas.
1

out of 5

POSTED: | BY: Consumer

One claim and rate skyrocketed

I submitted one claim for approximately 1800 when my drug broke her foot. We had been a client for five years with zero other claims. My monthly rate went from approximately $41 to $60 in one month. Their excuse was they had her breed wrong, she’s a mix and they had her as a Labradoodle and when they changed her to a mixed breed, they said that was the cause of rate skyrocketing. When I questioned it, they went radio silent on me. I’m filing a claim with the state of California insurance commission. I would suggest you avoid this company.
5

out of 5

POSTED: | BY: Alison Doubleday

Great coverage and prompt reimbursement!

We have been clients of Healthy Paws insurance for many years - with policies for our cats and our dogs. I initially purchased the policies as a safeguard in case of serious injury - mostly because of our young, active dogs! We really didn’t submit our first claim until our animals were more advanced in age but, even so, it has been very worthwhile. Our elderly cats had some end of life care that was supported and now our aging dogs are also benefiting from our coverage. For one of our dogs, in particular, we had to seek diagnosis and treatment from a neurologist and we have ongoing therapies that must be carried out for the rest of his life. I have been so impressed by the extent of what our policy covers and by the prompt reimbursement we have received. Our policy has allowed us to provide our pets with quality care that has led to improved quality of life for them. Customer service has also been stellar. I’m very satisfied with our experience with this company.
5

out of 5

POSTED: | BY: Jacob Bright

Healthy Paws Pet Insurance: A Lifesaver for Pet Parents!

I cannot say enough wonderful things about Healthy Paws Pet Insurance! As a dedicated pet parent, I want the best for my furry friend, and Healthy Paws has truly exceeded my expectations in every way. My dog, Charlotte, has been insured with Healthy Paws since 2020, and their support has been invaluable. From the moment I signed up, the process was seamless and straightforward. The customer service team was incredibly friendly, knowledgeable, and genuinely cared about my pet's well-being. They answered all my questions with patience and made sure I understood the coverage options thoroughly. What really sets Healthy Paws apart is their prompt and hassle-free claims process. Charlotte has had her share of health challenges, including IBD, kidney disease, and malignant tumors around her mammary glands that required surgery. Healthy Paws quickly processed the claims for her treatments, including the ultrasound and CT scan when another tumor was found near her kidney. They even followed up with me both times to make sure Charlotte was okay. Their compassionate and personal touch made all the difference during these stressful times. Healthy Paws also covers emergencies like ear infections, a UTI, and accidental ingestion, proving their comprehensive coverage. Knowing that Charlotte is protected gives me immense peace of mind. I never have to hesitate when it comes to her health because I know Healthy Paws has us covered. Moreover, their commitment to helping animals extends beyond just insurance. Healthy Paws donates to animal shelters and rescues with every quote, which speaks volumes about their dedication to the pet community. Healthy Paws Pet Insurance is the best decision I’ve made for my pet's health and well-being. Their exceptional service, compassionate approach, and comprehensive coverage make them a standout choice. I wholeheartedly recommend Healthy Paws to every pet owner. Thank you, Healthy Paws, for being there for Charlotte and me!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review