5
out of 5
POSTED: | BY: Lisa
Easy claim filing
Easy claim filing, fast payment..never a problem
Read more on Trustpilot
4.9
out of 5
Number of reviews 10,797
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
4
out of 5
POSTED: | BY: Ronnie Costill
Refund time was excellent
Refund time was excellent. Had some difficulty getting invoices etc to your companu?
Mailing address on claim form got no results. Had to talk it out with a very knowledgeanl, polit claims rep.
Thanks
Ron costill
4
out of 5
POSTED: | BY: Michelle Marcotte
Was a little bit of back and forth with…
Was a little bit of back and forth with the company and vet, but we finally got it working.
Millie is doing ok.
And I am very pleased with the insurance,it’s a big financial relief.
5
out of 5
POSTED: | BY: Tom C.
Big fan of Healthy Paws
Big fan of Healthy Paws. They’ve covered everything I expect them to cover, and it’s easy. The claims are processed within a day or two, and so is the payment.
Recently, my cat Tony was really sick. Because I had the insurance from a company I trusted, I was able to give Tony a chance to get treatment and recover — and he did. I’m thankful for that.
2
out of 5
POSTED: | BY: Finger Lakes Labradors
Overall A- But Negative Recent Experience
The vast majority of my experiences with HP have been very positive. However, when I recently called CS regarding a mistake I made with a claim submission, the CS agent promised to adjust the claim accordingly and remove incorrect medical notes that I had originally submitted. However, over a week later, the claim remains unresolved with an error message in the portal that is unchanged. The original mistake was mine and I own it. The CS agent was polite and professional and it sounded like the call center was outside of the USA from my end. While I might anticipate an out of country call center for other service, I never would expect it from a reputable insurance carrier. The matter remains unresolved.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.