Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,143

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: elaine h buchsbaum

not good news for Scarlette, tumor

not good news for Scarlette, she is eating and walking but has tumor...thank you for fast reembersment
5

out of 5

POSTED: | BY: Kim Petty

So wonderful and easy to submit…

So wonderful and easy to submit everything. Choosing Healthy Paws has been a great experience and Sydney is doing wonderful now.
5

out of 5

POSTED: | BY: Yumi’s Parent

Very smooth and efficient claim review…

Very smooth and efficient claim review process. I’ve been with Healthy Paws since I first brought my cat home three years ago. Will continue to be with them.
5

out of 5

POSTED: | BY: Elizabeth Perlin

Heathy Paws delivers every time

Heathy Paws has really delivered over the life of our rescue kitty, who has had some major illnesses. In the 10 years (I think it's been 10), HP has only questioned one transaction and has been by our side through eye surgeries and heart problems. skin problems, FHS, and this last one, a collapse, which only happens outside of regular hours, of course, which required emergency care from the general as well as cardiac vets. Claims submission could not be easier. Payments are timely and always include an explanation. The only drawback is not covering office visits for services outside of routine care. But for most of our cat's life, the monthly payments have been competitive and the coverage doesn't have a limit.
5

out of 5

POSTED: | BY: Mindy

Healthy Paws covers mostly all of my…

Healthy Paws covers mostly all of my expenses and they reimburse very quickly. Dealing with a sick pet is hard enough, but knowing I can count on Healthy Paws is a big plus.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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