Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
3

out of 5

POSTED: | BY: Daniel Pedersen

Do your research. Not satisfied any more.

They are decent, but they look for every reason not to pay claims. I have been using them for 6+ years, but they continue to deny claims for a ton of different reason. I recently needed a sedative for my dog due to an injury, and they denied it because they do not cover "behavioral medications", but this was medically necessary. Also, when I originally signed up it was $50 per month and now is over $105. They claimed premiums would not go up when I signed up, but recently looked at my account where they have increased EVERY YEAR.
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5

out of 5

POSTED: | BY: Elizabeth Robinson

excellent service

excellent service. App is easy to use. Checks come quickly! Excellent!
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5

out of 5

POSTED: | BY: Arianna Castagna

I cannot say enough amazing things…

I cannot say enough amazing things about Healthy Paws. Their response time to claims is unbelievably fast, but what truly sets them apart is the personal care behind it all. Not only do they process everything quickly and efficiently, they actually check in and genuinely care about how our pup, Beckham, is doing. That kind of compassion is rare and so appreciated. Knowing that we have a team who supports us medically and emotionally brings such peace of mind. Thank you, Healthy Paws, for being there for our boy every single time. 🐾💛
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5

out of 5

POSTED: | BY: DrewN

Wonderful experience and support

Wonderful experience. Very serious middle of the night Thanksgiving eve Emergency Vet hospital vist and significant bill. Luckily, our dog recovered and is now fine. Healthy Paws made the claim process easy and very quick to reimburse us according to the policy we have. People think about medical coverage, they also ought to think likewise about pet health insurance. Healthy Paws is highly recommended.
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1

out of 5

POSTED: | BY: KW

My claim was denied because you…

My claim was denied because you considered a took fracture intentional and not accidental. Makes no sense at all.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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