Healthy Paws | Pet Insurance Review


out of 10

6990 Verified Reviews

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 9.1
  • 9.1
  • 9.7
  • Count
  • 32
  • 322
  • 6990
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 10

POSTED: | BY: Erin Agee

There when you need it!

I had been enrolled in Healthy Paws pet insurance since I adopted my dog Polly from the shelter in 2018. In all of that time, I had never needed it, but continued on. A few weeks ago, our sweet girl started to show bruising all over her belly and groin. She had developed a life-threatening auto-immune disease called ITP and had to be in the emergency vet ICU for several days. While there, in order to get her platelet count up, and save her from spontaneous internal bleeding, she was treated with chemo drugs and other medications that saved her life. If I had not had Healthy Paws, there was no way I could afford it. I honestly was worried that maybe it wouldn't be covered or something, because it seemed to good to be true that it would be. Once I uploaded Polly's bills and records, we were reimbursed eighty percent of the thousands of dollars we had to spend (after our deductible). I am so grateful for this insurance! And now I know that if she has a relapse or needs other medications, Healthy Paws is there. Our emergency vet even said that HP is the best pet insurance out there. I highly recommend them!

out of 10

POSTED: | BY: Patsy Russell

Healthy Paws Pet Insurance is Great!

I am very impressed with Healthy Paws Pet Insurance. Filing a claim was easy. They communicated well during the process and promptly reimbursed me for the covered expenses. So far, I have filed 4 claims and have had the same excellent response and quick turn around experience each time. Not only were they efficient but after a few days they even contacted me to check on how my pet was doing in his recovery. The personal touch was quit unexpected but very much appreciated. I highly recommend Healthy Paws Pet Insurance. Veterinary costs can quickly become a huge burden to someone on a fixed income. Budgeting the small monthly premium gives me peace of mind knowing my sweet little buddy will be taken care of without hesitation and can get the best medical care needed. Patsy Russell

out of 10

POSTED: | BY: Margaret Orr


Raised my policy nearly $20 a month because my vet reported him as a Pitbull, in which he is not. They want proof that he isn’t a Pitbull when I’ve already had him DNA tested previously. All in all, THEY ARE DISCRIMINATORY TO DOGS THAT RESEMBLE PITBULLS. This breed assumption is very dangerous; bulldogs, boxers, staffies, etc. are carelessly mistaken for Pitbulls. Ignorance is bliss. Don’t waste your money here.

out of 10

POSTED: | BY: Karen Reilly


Healthy Paws has consistently provided the best service. The enrollment process is easy, the premiums are reasonable and submitting a claim could not be any easier. The turnaround time for reimbursement is incredibly fast. If you need to reach someone, customer service is easy to reach and very professional and caring. If you have pets, you need Healthy Paws Insurance!!

out of 10

POSTED: | BY: Lena Heilmann

Easy to navigate, helpful, clear, transparent -- highly recommend!

I started with Healthy Paws when my pup was 6 months old. This is my first time using pet insurance, and I am really happy with Healthy Paws. Recently, my pup, who is two years old, started experiencing some pain related to a shoulder injury, and Healthy Paws has been kind, clear, transparent, and expedient in processing claims, sending reimbursements, and supporting me navigate a challenging time. I highly recommend Healthy Paws to my friends and am so grateful I made the decision a year and a half ago to sign up with Healthy Paws!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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