Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 7,379

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.7
  • 4.6
  • 4.9
  • Count
  • 27
  • 320
  • 7,379

Updated: November 13, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Brett Pugliese

Best Pet Insurance Available

We've had Healthy Paws pet insurance for our dachshund since we got him four years ago and have always had a positive experience with claims being processed easily and quickly. He recently needed emergency spinal surgery and hospitalization for three days. Even though this claim was extremely high and included three pages of charges, everything was processed quickly, helping us avoid any financial difficulties in caring for our little man. On top of that, they reached out to us to see how he was doing. It was a very pleasant surprise to see an insurance company care so much. We've recommended Healthy Paws to all our friends with pets.

out of 5

POSTED: | BY: Jennifer Hossler

Happy Healthy Paws Customer - 6 Years & Counting

I have been a very happy Healthy Paws customer since 2018, about 6 months after I got my Boxer puppy, who is now almost 6 years old. I did a lot of research before getting a dog on the pros and cons of pet insurance and everyone had strong opinions on the matter. Some felt it was a scam and you should just "budget for vet bills" when getting a dog. This would be ideal for all of us, but sometimes unexpected things happen, no matter how much you plan and budget. Others simply don't have the resources to pay for thousands of dollars in vet bills. Some felt pet insurance was a great idea as it provided critical support for their pet's health needs. I initially decided to wait, and after 6 months of "puppy things" that brought me to the vet on several occasions, I decided to purchase pet insurance. I did a lot of digging and came across Healthy Paws. I was drawn to them for a few reasons: they had great reviews on their customer service and there were various choices for pet owners, including annual deductible amounts and reimbursement rates (70-90%). Up until very recently, my dog has been fairly healthy with a few minor things/medications, etc. I have never had any issues being reimbursed at the 80% rate I selected. The claims process is SO simple and I generally receive funds in my account within 48-72 hours of filing. Most recently, my dog has had several vet visits and procedures to rule out bladder cancer. It was terrifying, however, knowing I had Healthy Paws made it SO much easier to handle. I was able to get all the testing and procedures needed to get an official diagnosis that was NOT CANCER (!!!) And I received reimbursement for all of it. Getting pet insurance with Healthy Paws was one of the best decisions I have made in my dog mom life and I am so grateful to the Healthy Paws family for all they have done.

out of 5

POSTED: | BY: Vivien Gay

Healthy Paws is amazing

Healthy Paws is amazing - I can’t say enough good things. My young pup is going through cancer treatment and Healthy Paws have been by my side through the surgeries, CT scans and radiation. They have allowed me to have the confidence in making the very best decisions for my pup. The reimbursement is very quick and I am very, very grateful for their service and efficiency. Thank you.

out of 5

POSTED: | BY: US Vet 🇺🇸

Healthy Paws helped us a lot !

We have used Healthy Paws pet insurance since 2017. Our cat got the best care we could give and Heathy Paws was a huge part of his quality of life. We had major surgeries covered. We have long term medications covered. Healthy Paws was also fast to complete and cover claims. Rocky was part of our family for almost 15 years and we thank Healthy Paws for helping our family. Truly a worthwhile investment for times of need. 🐾 DL and K

out of 5

POSTED: | BY: Toby Kassoy

I am so impressed with the speed and…

I am so impressed with the speed and efficiency of Healthy Paws. My 1.5 year old shepherd was attacked by another dog and was rushed to an emergency vet. She was in ICU for 3 days so you can imagine the vet bill! Having such a young dog, I never expected having such medical emergencies at this stage of her life. But Healthy Paws couldn't have been easier to deal with. Easy claims submissions. No weird exclusions or reasons not to reimburse. I was able to focus on my girl's recovery and comfort. Thank you Healthy Paws!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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