Healthy Paws | Pet Insurance Review


out of 10

6990 Verified Reviews

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 9.1
  • 9.1
  • 9.7
  • Count
  • 32
  • 322
  • 6990
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 10

POSTED: | BY: Jim Regel

excelent company

We have had Healthy Paws insurance for many years. All claims have been processed quickly and easily. We recently had a major claim when our vet diagnosed a major problem in Mosses eye which required emergency surgery by a pet vision specialist. The bill for the surgery and follow up was in the thousands of dollars range. Healthy paws immediately paid the claim with no questions.

out of 10

POSTED: | BY: Beth Zigmont

New to Healthy Paws

I recently switch pet insurance providers to Healthy Paws. I never had to make a claim previously, but my dog recently needed a major surgery. The representatives were great in walking me through the process and ensuring timely processing of my claim. I highly recommend Healthy Paws and will be using them moving forward for any pets I welcome to my family.

out of 10

POSTED: | BY: Tracy Joseph

Love Healthy Paws!!!!

I can not say enough amazing things about Healthy Paws pet insurance! When I brought my first dog into our family, I researched pet insurance, and it had changed so much from when I had my last pup. I knew I just wanted coverage for the emergencies. Healthy paws has made claim submission, info submission, and communication so seamless and easy from the beginning. I use the app to submit. I choose to do a higher deductible and a higher reimbursement, you honestly can manipulate the deductible and reimbursement to fit your budget! We recently had an accident. My almost 4 year old Newfoundland Poodle mix split, twisted and impacted his dewclaw while playing with his golden retriever sister. He’s broken that mail before, but this was bad and hurt him! A lot! I was so impressed with Healthy Paws. I called ahead to find out what I would need, because dewclaws Are an exclusion, but they helped calm me that this was an emergency and an accident. Their advice from the start was to always ask for the chart notes and include with the upload of the bill. I have only had 1 issue in 4 years, and it was my vets fault! I love the companies devotion to pets and that they make a shelter donation when you refer someone. And I love that it is underwritten by Chubb, the best insurance! I have it for my car and home!

out of 10

POSTED: | BY: Cecilia Volterra

Easy and Fast

Reccomand this insurance. They were quick to review the claims and email to check on the pet that just had surgery. They also covered the cost of the procedure as stated by their policy.

out of 10

POSTED: | BY: Cathy Gorski

Great Service, Quick Claim Reimbursement With Healthypaws

Dog had 2 TPLO surgeries in 2 years. Healthy Paws was excellent. Claims and reimbursement were processed quickly. Surgery, meds, rehab and even acupuncture was covered. And they emailed me to see how our dog was doing. They also have a foundation that provides grants to rescue organizations.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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