Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Leann

Fast response. After the documentation was sent in

After the documentation was sent in, the check came in a few days.
5

out of 5

POSTED: | BY: Cindy Wadler

Submitting claims online is very easy

Submitting claims online is very easy. Responses from Healthy Paws on status of claims very punctual and clear
5

out of 5

POSTED: | BY: Pj Goldman

Will never be without it

I’ve had healthy paws for 8 years and have never been disappointed..so grateful for the coverage as well as the quick turnaround times…payment was sent so fast...they’ve covered her surgeries at 90% without any question..I’ll always have pet Insurance for peace of mind for my pups..
3

out of 5

POSTED: | BY: Patti Shavelson Deroo

Healthy Paws was great at first

Healthy Paws was great at first. I've used them for about 9.5 years. Initially, I had a $250 deductible and 90% reimbursement for meds, surgeries, & x-rays (routine vaccinations and the actual vet costs were excluded ).Each year monthly premiums increased. This year not only did my premiums increase but my deductible doubled to $500 & now my dogs are only covered 70% rather than the 90% when I took out the policy. It's just like every insurance company & they've got me over a barrel. No other company will insure 2 aging dogs.
5

out of 5

POSTED: | BY: Glori Laurenne

Exceptional

Healthy Paws has been exceptional with all of my canines health issues! We are truly blessed to have such a great insurance supporting us! They are quick, and the process is very easy!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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