Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,068

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Eminem

Rates have increased exponentially

Rates have increased exponentially. They have also unilaterally reduced coverage in a misguided attempt to keep some policyholders from jumping ship due to the super high rates. They lure you in with low rates when your pet is young and then increase them beyond affordability once you are unable to get coverage elsewhere due to your pets age or pre-existing conditions. Also, beware that the exam fees for the vet are NOT covered, even for an illness or injury. You are better off putting the money into a dedicated account for care for your pet if you ever need it. At age 7, my dog's premiums are right at $100 per month. I have paid premiums for 7 years with $0 in paid claims. Pure waste of money.
5

out of 5

POSTED: | BY: Vince Anderson

We have had Healthy Paws Insurance for…

We have had Healthy Paws Insurance for about five years with all three pups and every problem we’ve had they have taken care of promptly . It’s easy to do your claim online, take photos of your paperwork and your check arrives shortly thereafter. Best customer service ever.
5

out of 5

POSTED: | BY: Stacy

I was so grateful for the extremely…

I was so grateful for the extremely fast turnaround with reimbursement for Buffy’s procedures. It was a very traumatic week and very scary, and of course the stress of a huge medical bill. The relief of the quick reimbursement helped so much. Thank you for the support and providing part of relieve to a very upsetting week.
5

out of 5

POSTED: | BY: Erika

Definitely recommend Healthy Paws

Healthy Paws has been such an invaluable part of our pet care. The coverage is clear and very responsive. It has made caring for our pet so much easier, especially during illness and accidents.
1

out of 5

POSTED: | BY: Satisfied customer

Price hikes every year

I would give it absolutely no stars I have yet to put in a claim for my dog my dog is 13 years old very healthy and of course the insurance started at $30 a month and now it's at $160 a month for a dog with no medical needs thus far healthy Paws will increase your rates every year and as soon as the dog starts to get older it will hike up the price considerably.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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