Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
The staff at Healthy Paws Excellent Customer Service
The staff at Healthy Paws, starting at the initial phone contact, the claims reps with their quick response and the follow-up calls and emails with genuine concerns for my pet put me in a peace of mind mode . I knew that Healthy Paws was more than an insurance company. The positive attitudes of pet care was something that I did not expect. Overwhelming excellent customer service!
This is the first time I had to file claims with Healthy Paws and it was a very easy and fast process! My kitty Arya was recently diagnosed with a thymoma tumor that required surgery to have it removed. Healthy Paws covered 80% of the expenses that included X-rays, ultrasound, CT scan, surgery, hospital care and medication. Total cost for everything was $23,500 and I was only responsible for 20%. Healthy Paws saved me a lot of money! They even worked directly with the vet hospital and made arrangements for direct pay for the surgery which made it so much easier for me financially. Reimbursement for claims are incredibly fast and I received my money with direct deposit within 3 days after filing. Every customer service rep I spoke to with questions I had about claims were terrific and very compassionate about Arya's situation. Having Healthy Paws Pet Insurance made everything easier and I was able to get Arya the treatment she needed. Good news is the tumor was successfully removed and she'll make a full recovery! Having Healthy Paws is having peace of mind for both of my kitties.
Having Healthy Paws insurance has been a life saver and has saved me probably over $20k in vet bills. My dog has dealt with skin allergy issues, and had 3 surgeries on her ACLs and everything was covered and reimbursed within a day or two. Super easy to submit claims. Highly recommended.
VETERINARIAN:
All Creatures Veterinary Hospital of Brooklyn
POSTED:
| BY: D K
Amazing pet insurance!
Having Healthy Paws insurance has been a life saver and has saved me probably over $20k in vet bills. My dog has dealt with skin allergy issues, and had 3 surgeries on her ACLs and everything was covered and reimbursed within a day or two. Super easy to submit claims. Highly recommended.
5
out of 5
POSTED:
| BY: Susan NinjaDawg
We have had healthy paws insurance for…
We have had healthy paws insurance for 25 years of dogs (cats before that) -- that's 6 dogs (sometimes we had 2) -- who had 4 bouts of cancer, epilepsy, poisonous spider bites, 2 dogs had to have double TPLO's. Healthy Paws has been, and will be, our coverage choice. Folks you need to read the policy and decide if this coverage is right for you or not. They cover:
"With a Healthy Paws plan, you can be reimbursed up to 90% of your vet bills for these unexpected incidents. Coverage includes emergencies, hereditary or congenital conditions , cancer, and chronic conditions. Healthy Paws offers one simple plan that provides you and your pet with no caps on claim payouts."
As the policy holder YOU get to choose the level of coverage you want, and YOUR deductible. True, they don't cover the vet exam nor wellness visits. Some insurance does, but you as the consumer make that choice. Pick a policy that covers wellness, if you like.
As far as I know this is the only coverage that has NO annual or life time cap. To me this is what insurance is for -- the catastrophes that you can't, and didn't, plan for. This has worked for us. The wellness kinds of visit are part of owning a pet and need to be factored in when you consider if having a pet, which includes vaccines, food, wellness, etc. You can choose to modify the cost of coverage by adjusting your % coverage and your deductible. There are other plans out there that are more "wellness" oriented. There are cheaper policies out there who have annual and/or life time caps on pay out. HealthyPaws does not have either of these.
$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $100, $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
