Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,236

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 53
  • 279
  • 9,236
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Kendall Perez

Highly recommend Healthy Paws!

Healthy Paws has given me such peace of mind when it comes to my dog's health. We set up the insurance for her when we first brought her home at 8 weeks old and it has not only saved us money, but gives me peace of mind when she is sick or needs to go to the vet. I now take her in no matter what knowing that if she needs anything done, that Healthy Paws is there to help cover some of the costs. Recently, my sweet pup had to have surgery and they even followed up a couple days after I submitted the claim to check on how her recovery is going. So thoughtful of them! Highly recommend Healthy Paws if you are looking for pet insurance.

out of 5

VETERINARIAN: Bond Vet, Blue Pearl

POSTED: | BY: Skylar White

Absolutely love Healthy Paws!

We have been using Healthy Paws since 2018, and I am so glad we chose this for our pet! As our cat is getting older he is needing more specialized care and increasingly more expensive. Because we have pet insurance I feel more comfortable doing expensive surgeries (our bill went from $5,000 to $2000!) to actually get the care Alfie deserves! Without Healthy Paws we would definitely have to make more considerations about treatment for Alfie. We have been able to do multiple rounds of ultrasounds and biopsies to get to the root cause of what is a typical cancer in cats as they age. If we didn't have insurance, we might not have been able to do these specialized treatments and had to stick to a broader less effective medication. It's already emotionally tolling to see him get older, so it's nice to have some of the financial burden lifted and do what's best for him.

out of 5

POSTED: | BY: Alfredo Lopez

The best for the money...No Just "The Best"

I have been with Healthy Paws since 2016. There is no one better for your pets sake than Healthy Paws. I have had many unwanted and stressful incidents with my two adorable mixed chihuahua's in the past two years and I don't know where I would have been without the support both monetary and moral with my pets. They are true to their word in helping out. Words are not enough to send my gratitude to them for all that they have done for me. I highly recommend them for your pets. I've always had dogs for most of my life and lately it seems that sicknesses have attacked animals just as much as they do humans nowadays. Vets and their medicines have sky rocketed and sooner or later you will have an astronomical expense to accrue with you pets. Also, treatments have also evolved for pets and they are very expensive.

out of 5

POSTED: | BY: Aleksandra Mantelzak

Healthy Paws, Healthy Pet

Healthy Paws has been very easy to work with when my dog needed paw surgery this month. They respond extremely quickly and I was reimbursed exactly as the policy states, within a couple of days of submitting a claim. Comforted to know that I can count on Healthy Paws' support in my dog's healthcare!

out of 5

POSTED: | BY: Alyssa Chico

Healthy Paws was the best decision!

We cannot say enough good things about Healthy Paws! They cover both of our labs and we have submitted many claims, especially for our older lab, with no issues. The app is super easy to use, you get updates on your claim each step of the way, and they complete the claim and reimbursement super fast. We have needed customer service a few times and they have always been friendly, helpful, and genuinely concerned about our pet. They have covered multiple surgeries and an ongoing ear issue with no issues and no questions asked. Having Healthy Paws has made it easier for us to make some decisions about our dogs’ care and allowed us peace of mind to choose the best possible care options knowing that we will get most of it reimbursed. Getting Healthy Paws insurance for our fur babies was easily the best decision we have made for them!!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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