Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,742

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 250
  • 9,742

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Joanne Reichard

Healthy Paws Excellent!!

I have a four-year-old mixed breed puppy, who needed surgery for a torn ACL. Needless to say, the operation was quite expensive, but with Healthy Paws I had no worries. The claim was submitted and reviewed within 24 hours. No problems, issues, or questions. Reimbursed the full amount per contract… Can’t ask for anything better. Customer service is excellent. Highly recommend Healthy Paws.
5

out of 5

VETERINARIAN: Veterinary Emergency Group

POSTED: | BY: Andrea Ianello

So Grateful

I had to take my 4 year old dog to an emergency vet late one Sunday evening. Turned out she had an anaphylactic reaction to something and she could have died if she didn’t get to a vet. She was given IV, cold plasma, they did an ultrasound and she had to stay there overnight. Healthy Paws insurance handled my claim so quickly and even sent an email several days later to see how Juliet was doing. I was so grateful. I recommend Healthy Paws Insurance to every pet owner.
5

out of 5

POSTED: | BY: Greta Condee

the best

I have 4 dogs so it seems like there’s always a reason to visit the vet. Recently, my oldest was diagnosed with cancer and needed surgery. After that was done, I simply uploaded the invoice and Healthy Paws reimbursed me at the rate of my plan almost immediately as is customary when you send everything they need. Then, a few days later they reached out to me to ask how my dog was doing and to send well wishes. I think that should tell you everything you need to know. I can’t recommend them enough.
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1

out of 5

POSTED: | BY: Abhi

Intentionally cancelled my policy

Intentionally cancelled my policy. I being a customer for over 8years. And suddenly receive an email that my policy cancelled. No communication before. Seems , now my pet is getting older and they know it will cost them. Stay away from this company
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5

out of 5

POSTED: | BY: Emily

Reimbursement is 70% and quick!

My cat Roland needed emergency surgery that totaled over $6,000. It was such a relief to know that I had Healthy Paws, where reimbursement is 70% and they don't give you a hard time about what happened to your pet when you're already stressed about their wellbeing. I submitted my claim and I got an answer (a reimbursement of about $4,600) by the next day. I know I will have the payment before my credit card payment is due, which means that between my emergency savings and this reimbursement, I have less stress. It's not perfect, of course-- I wish Healthy Paws would cover the expense in the moment like human health insurance does, and of course I wish vet care was more affordable in general. But until we have that, I'm grateful for what Healthy Paws has made available for me.
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Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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