Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,224

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: MU

Great customer service!

Fast and easy claim process and caring and dedicated customer service staff!
5

out of 5

POSTED: | BY: Eugenia Del Favero

It is so easy to submit a claim and…

It is so easy to submit a claim and payment is so quick. I have been so happy that I chose healthy paws insurance for my pet. Thank you so much for your wonderful service.
5

out of 5

POSTED: | BY: Lawrence Densen

claim quickly…

Took care of approving claim quickly and efficient
5

out of 5

POSTED: | BY: Oleg Kazantsev

Reliable, fast, quiet, and frictionless

Reliable, fast, quiet, and frictionless Honestly, when your pet is healthy, you don't want to hear from your pet insurance. When your pet is sick, you only want them to hold their end of the contract and pay for what's agreed upon. When our cat Cassie died after a battle with aggressive cancer, Healthy Paws went through all the claims and medical history without any friction and paid what they had to pay (about $16,000 in total). They did send condolences (an auto-generated email, of course), but that's not going to matter when you're heartbroken. What did matter was the comfort of knowing we didn't have to skip Cassie's treatment out of financial burden. When it was time to say goodbye to her, we did it with her end-of-life comfort in mind, not out of financial stress.
5

out of 5

POSTED: | BY: Brett B

Very solid pet insurance

I’ve been with Healthy Paws for over a year and I can only say that it’s an exceptional service. They have been quick on reimbursements with typically 24 to 48 hours turnaround once they have the VET soap notes. This is a five star company - and it provides superb peace of mind for the Pet owner. There’s nothing scarier than having your pet present an issue that has never come up before. It would be nice if pets could talk, but having the peace of mind knowing that I have Healthy Paws Pet Insurance takes this sting out. Our little puppy is only 14 months old, but the policy has easily paid it for itself many times over, and Healthy Paws has earned not only our respect, but also the referrals of our friends and family.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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