Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,723

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 37
  • 248
  • 9,723

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lauri Weingartz

I was skeptical at first about pet…

I was skeptical at first about pet insurance in general. Then when I decided it was the right decision I was overwhelmed by all of the options out there. I am so very happy that all of the reviews I read and my co-workers referral lead me to Healthy Paws. I just had to file my first claim and what an easy process! They didn’t over complicate it; website is very user friendly. I would say it wasn’t but 2 days later my claim was processed. The explanation of benefits was clear and concise. I signed up for direct deposit as well. I would highly recommend Healthy Paws!
5

out of 5

POSTED: | BY: Sarah B.

A must have for every pet parent!

I've been a happy Healthy Paws customer for years, and I honestly wouldn't dream of ever owning a pet without it. My dog recently experienced an unexpected and severe illness that resulted in four nights of hospitalization and expensive diagnostics and stabilization. Healthy Paws gave me the ability to afford lifesaving care for her. I can't imagine how impossible it would have been to navigate this health crisis without reliable pet insurance; it absolutely empowered me to make the best medical decisions for my dog. In terms of logistics, the claim submission process is very simple and easy; just email the invoice or upload it to the app. Healthy Paws aims to process claims in 10 days, but in my experience it has always been much quicker - it usually only takes two business days for claims to be completed and an additional day for the reimbursement to show up in my bank. I've been recommending Healthy Paws to everyone I know for years, and my pup and I will absolutely continue to do so with even more enthusiasm after our latest experience.
5

out of 5

POSTED: | BY: Melanie Sullivan

My 5 year old service dog was diagnosed…

My 5 year old service dog was diagnosed with horrible terminal Canine Lymphoma. It was an expensive path just to get conclusive diagnosis and shocking to say the least, Health Paws has been my partner in offering us the highest possible care so we may gain a few more months of adventures with quality of life and holding off rapid disease progression. I feel so sad seeing so many people in the Oncology clinic who have to leave with very few options because of financial constraints. Horrible position to be in. Or to limit care because of a CAP. Without Healthy Paws I would not be able to offer this treatment which my girl deserves having been a Visiting Therapy Dog while earning her service dog degree. I file claims on Thursday and by Monday my reimbursement is in my bank. God Bless the lady in the dog park years ago who enlightened us all to Healthy Paws when her dog fell ill. This situation is horribly stressful- thank you Health Paws for not running me through unnecessary paces and gate keepers during a tragic time. I tell everybody this truth.
5

out of 5

POSTED: | BY: Nancy Misage

OUTSTANDING

Over three days at two separate critical care veterinary offices our dog required over $10,000 of tests and care after collapsing for no apparent reason. Fortunately, our sweet girl made it through the ordeal and is on the road to recovery. The emotional roller coaster was made so much easier knowing we had Healthy Paws insurance and could say “just do whatever is necessary” at every decision point. Within one business day after bringing our sweet girl home the 80% reimbursement was deposited in our checking account and a representative from Healthy Paws had reached out to see how she was doing. Outstanding!
5

out of 5

POSTED: | BY: Nancy Misage

OUTSTANDING

Over three days at two separate critical care veterinary offices our dog required over $10,000 of tests and care after collapsing for no apparent reason. Fortunately, our sweet girl made it through the ordeal and is on the road to recovery. The emotional roller coaster was made so much easier knowing we had Healthy Paws insurance and could say “just do whatever is necessary” at every decision point. Within one business day after bringing our sweet girl home the 80% reimbursement was deposited in our checking account and a representative from Healthy Paws had reached out to see how she was doing. Outstanding!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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