Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,700

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 249
  • 9,700

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: jillian skinner

Wonderful company

I'm so thankful to have my little doggie's insurance through Healthy Paws. Soon after getting her covered she had to spend 3 nights in the hospital due to developing an allergy to her heartworm medicine. The bill was quite expensive, but Healthy Paws processed the many claims quickly. Now my little rescue doggie is sick again with a chronic illness. I just can't believe it. :-( Being absolutely heartbroken, Healthy Paws has also quickly paid the claims again which, although still devastated, I don't have to be quite so stressed out. Forever grateful to this company. Truly blessed and thankful.
5

out of 5

POSTED: | BY: Amy Shipley

Have had this insurance since my 11…

Have had this insurance since my 11 year old dog was a puppy. First time ever getting insurance for a pet and will definitely use them if we ever get another dog. Fast claims process-most the time within 24 hours. Never questioned what I submitted from vet office. App is so easy to use to submit claims.
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5

out of 5

POSTED: | BY: Jennifer Soule

Thank you!

I can’t thank you enough for processing our claim so quickly. Ranger had to have an ACL done and 1 week after the surgery our claim was approved and we were reimbursed. They even sent an email to check on him. That’s what I call a caring pet insurance with excellent customer service! Thank you again.
5

out of 5

VETERINARIAN: Carmel Mountain Ranch Veterinary Hospital

POSTED: | BY: Nancy Benbow

The Best!

I have been with Healthy Paws since 2017. I actually have 2 dogs. The other is a micro doodle. This insurance is amazing! My Ridgeback developed a disorder, which has led her to be on 2 medications. Without fail, every time I submit the claim, I am reimbursed within 2 days. She also had a dental cleaning, where they found a cracked tooth, which needed to be extracted, and they paid 100% of the $1400 bill. I am so pleased with this insurance.
5

out of 5

POSTED: | BY: Susan B

First time user

Healthy paws was always professional, Courteous, available to chat and very helpful. Refund was posted the day after my claim. Highly recommend their service.
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Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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