Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,224

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Cheryl Daniels

Filing is extremely simple and claim…

Filing is extremely simple and claim processed quickly. I emailed invoice on a Friday and was reimbursed Tuesday.
5

out of 5

POSTED: | BY: AH

Thank you for your prompt response!

Quick response time! Thank you for your help with the prompt review of my claim and reimbursement! It was reassuring to know that Healthy Paws was there for me and my dog so that I could focus on her treatment and recovery.
1

out of 5

POSTED: | BY: Richard Marchese

Use to think they were the best pet…

Use to think they were the best pet insurance company and was a satisfied member for 9 years even though the rates continued to climb to almost $200.00 per month. My dog has had numerous medical conditions throughout the nine years and they alway made a quick settlement of payment. For nine years I protected My dog with a 250.00 deductible at a return payment of 90%. Upon renewal of my policy I was informed that they would no longer be covering my at the current rate changing it to a 500.00 deductible per year and a payout of 75%. They told me it was because the State of Florida would not permit the continue my current 250.00 @ 90%. Oddly they still offer that policy coverage in the State of. Florida. Beware that they can change the coverage to meet their needs . They were once the best but now I would advise everyone to stay clear of this company. The changed my policy knowing that I couldn’t switch to another company due to my dogs now pre existing conditions.
5

out of 5

POSTED: | BY: Scott

Super fast review and approval of the…

Super fast review and approval of the claim. Over $12,000 was deposited in to my account within two days of filing the claim.
1

out of 5

POSTED: | BY: S S

Healthy Paws will find every reason not…

Healthy Paws will find every reason not to pay out on their policy. After being a member for both my dogs for many years, without EVER filing a claim, I finally submitted 3 invoices totaling $921.80 for an incident by one of my dogs. Their payout came to a whopping $49.14 !! Awww the waste of money I was foolish enough to buy into, in hopes for some "financial stability" - God forbid my dogs have an accident. It's a total scam unfortunately. I am embarrassed I bought into it. Be smart, put the same money insurance charges monthly towards a vet bill fund, you will be much better off doing so. Without Fail. I have paid $4800 so far in pet insurance and their payout was $49,14. I am an idiot.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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