Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,736

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Guy Wilson

Everyone hates insurance......until you…

Everyone hates insurance......until you need it! I have needed it most recently and have found the claim and processing "process" at Healthy Paws both fast and efficient. Once a dog person always a dog person, and once a Healthy Paws person always a Healthy Paws person. I highly recommend this Company.....until they start tripping over the $'s to pick up the pennies and we all know good companies go that way!
1

out of 5

POSTED: | BY: Nick Fischer

Predatory and Unethical

I have had healthy paws since 2013 for my dog. Only minor claims and my premiums have always been more than I get back in claims but having the piece of mind of having insurance in case of something catastrophic was nice. Initially my dogs premium was $35. However the last 6 years the premium went up 130%, so that at 11 years old it was $220 a month. Now when he turned 12 Healthy paws increased my deductible from $100 to $500 and payout rate from 90% to 70% without warning. Customer service does not care and seems outsourced. This company is predatory and unethical and I would like to warn anyone who is thinking about pet insurance to go with another provider. Avoid Healthy Paws at all costs.
5

out of 5

POSTED: | BY: Karen

I can’t say enough good things about Healthy Paws

I can’t say enough good things about Healthy Paws! This was my first claim for my 5 yr old Shichon, Molly. She needed emergency surgery for bladder stones and the bills were adding up quickly After providing some required history information Healthy Paws processed my claims quickly and I received my checks shortly after the claims were closed! Molly is doing great and it is comforting to know that Healthy Paws Insurance can be counted on to process and pay claims in a very timely manner! Thank you Healthy Paws Team!
5

out of 5

POSTED: | BY: Debbie

As advertised

As advertised, after paying the deductible and submitting our claim for a very expensive cataract surgery, Healthy Paws sent us a check for 80% of it a week later.
5

out of 5

POSTED: | BY: James Yertzell

I recommend Healthy Paws to everyone I…

I recommend Healthy Paws to everyone I know that is looking for pet insurance. Supper easy, are very clear up front regarding what they cover and most importantly they are prompt with their payment’s which is so important with today’s economy and rising vet costs. They make it so pet owners don’t have to decide between stopping or continuing treatment and possibly losing a family member due to that decision .

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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