Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,740

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 249
  • 9,740

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

VETERINARIAN: Chino Hills Animal Hospital and Pet Resort

POSTED: | BY: Zachary McKinley

Wonderful insurance for your furry family member!

Healthy Paws is a solid choice for an insurance plan for your treasured friend. The app interface on the website is extremely easy to use, claim documents are reviewed quickly, and they are clear and supportive with their communication. I am pleasantly surprised by the caliber of service that I have received from Healthy Paws for Biscuit. We will be continuing our membership!

out of 5

POSTED: | BY: Sharon Healey

Great and Kind Service

My dog experienced a health emergency. Within three days of submitting a claim for the vet services, Healthy Paws had approved the claim and sent the direct deposit to my bank account (that I had previously set up in their portal). Great service! A couple days later, they continued to impress me by sending an email inquiring about my dog's health. I was somewhat surprised by this kind email and very happy to report that my dog had recovered. So happy we chose Healthy Paws from the many pet insurance companies available.

out of 5

POSTED: | BY: Laura Bishop

What is even the point of having…

What is even the point of having insurance when they don’t cover anything? Not only do they not cover ear infections or dental but they also changed my premium from $30 to $106 because of a breed mix up. My dog is a jindo Pomeranian mix and weighs 16lbs. I called to see if I could get reimbursed or have it roll over to next couples of months. Nope they “can’t” do it. Healthy paws friggin suuuuucks and it’s useless. Obviously run by people who don’t have pets or care about their wellbeing.

out of 5


Great pet insurance!

The claim process is very simple. Claims are processed quickly. The explanation of benefits is straight forward and easy to understand. They're always happy to help if I have questions. They reached out after a recent claim to see how my pup was doing. I'm very pleased and highly recommend them!

out of 5

POSTED: | BY: JudyLyn Fanning

I “accidentally” got pet insurance…

I “accidentally” got pet insurance because $29 a month is less than my soda addiction lol, and it has been a godsend! I bought a nine week old puppy from a very reputable breeder in Oct 2023. He passed the first three vet visits, but on the fourth, the DVM heard a heart murmur. We had echocardiogram done. A couple of weeks later, he got very sick, and was diagnosed with liver shunt. In critical care hospital overnight & two weeks later had surgery to correct it. He is one month post op and doing excellent! Healthy Paws has been there for us the entire time. Customer Service is so understanding; listening to my questions through my tears. Claims are unbelievably easy to file, and the turn around time for “approved or denied” has been next day in almost every case! My husband continues to marvel at the swiftness of the direct deposits that arrive a few days after that. We chose the 80/20 plan and pay $29.01 a month. It is very easy to understand upfront what is covered, and what is not. I tell complete strangers everywhere I go about Healthy Paws 🐾 Pet Insurance and how excellent our experience has been and continues to be! We are thrilled to be able to care for our puppy that unexpectedly cost us $11k plus in medical bills. Healthy Paws to the Rescue!!! Worth it very much ~ Definitely recommend

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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