Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Shivaun

Kane Dog was very ill and can be…

Kane Dog was very ill and can be reactive. Truecare took great care of him and with a strict diet he will be fine. Healthy Paws reimbursed us within just a few days for which we greatly appreciated. Kane Dog is back to his usually self, barking at French Bull dogs and chasing squirrels.
5

out of 5

POSTED: | BY: Katharine McLendon

I didn’t really expect to need pet…

I didn’t really expect to need pet insurance but had an unexpected surgery for my pup. The claim was easy to follow and Healthy Paws kept me informed each step of the way. Reimbursement came quickly.
5

out of 5

POSTED: | BY: J Miller

I didn't expect to feel this supported…

I didn't expect to feel this supported by an insurance company, but my experience with my pet insurance has honestly been a breath of fresh air. From the moment I signed up all 3 of our dogs, we felt like we weren’t just another policy number-they treated us like someone whose home and peace of mind actually mattered. Every question I had was met with patience and clarity. Every interaction felt reassuring. And in a world where dealing with insurance can feel cold or complicated, they made everything surprisingly easy and genuinely comforting. Any issues with a claim they simply ask for more information which we provide and it’s taken care of quickly. Most claims are processed and paid within days. I could not recommend them enough, I love my experience with them.
1

out of 5

POSTED: | BY: Jessica

Incorrect Claims Adjustments and Denials

If I could Healthy Paws Pet Insurance zero stars I would. Their claims adjuster rushed to review and approve/deny and mistakenly deny claims in record-time, only to delay 15 business days to correct their mistake. Insurance is EXPENSIVE... they want $300/month for a healthy dog with zero surgeries. RIDICULOUS. AVOID AT ALL COSTS!!!!!
4

out of 5

POSTED: | BY: Mark Wallace

Great pet insurance company

Great pet insurance company! The claim submission process is smooth and most reimbursements arrive within just a few days.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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