Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,176

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Pam

Quick review of the claim and super…

Quick review of the claim and super quick payment. Very helpful when you have a lot of money out at one time.
5

out of 5

POSTED: | BY: Stacy Tripp

Healthy Paws was a lifesaver

Healthy Paws was a lifesaver! We had such a scare with our 12 year old Goldendoodle, Sunny. She ended up having to go to an emergency vet for emergency surgery. It was life threatening and they had to operate within hours of admitting her. Long story short, it cost so much money I was pulling out credit cards right and left. It was a blessing to only have to worry about saving our girl as opposed to the stress and anxiety of how to pay the expensive vet and surgery bill. Healthy Paws pulled through. You can count on them! Can’t say that about many businesses these days. Thank you Healthy Paws for being a trusted partner in the health of our Sunny girl!! We are back to enjoying our sunshine and hikes in Mt Baldy!
5

out of 5

POSTED: | BY: Denise

Healthy Paws has always been wonderful…

Healthy Paws has always been wonderful to deal with. Very quick claim processing and most often what you supply is enough for them to process the claim without added delays. I have been with them since 2017 and will never go elsewhere! Thank you Healthy Paws for all that you do to make a stressful time so much easier.
1

out of 5

POSTED: | BY: Lily

Unexpected premium rate increase

I have been with Healthy Paws for 10 years now and have noticed an increase price for the premium of pet insurance. My rates jump last 10/2025 to more than double for each of my French bulldog. I highly do not recommend Healthy Paws insurance for your pets. They claim they don’t increase premium based on vet visits but they actually do. I am very dissatisfied with this insurance company.
5

out of 5

POSTED: | BY: B.L.S.

Great service

Claims are reviewed and paid in a timely manner. They are reliable and consistent in what they cover. Customer service reps will also reach out at times to check in on your pet.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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