Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,736

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Susan Spidel

3+ years still not paid on surgery claim

Contacted dozens of times. Sent form letters that don't apply to my claim at all or say more information is needed but don't specify what information it is that is needed. All they do is stall and stall in paying the claim. Like asking for medical records that have been provided over a dozen times! They don't have records of receiving my correct or of them sending response (they don't have records of their own correspondence). Can't recommend at all! Terrible service at all levels!!! Stay away.
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5

out of 5

POSTED: | BY: Erika

Healthy Paws for the Win

Submitted the claim and I had a check in 2 days. The coverage is wonderful. Worth every penny!
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5

out of 5

POSTED: | BY: LDV

Excellent coverage and quick turnaround…

Excellent coverage and quick turnaround of claim processing and payment.
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5

out of 5

POSTED: | BY: elly

Healthy Paws Pet Insurance…when you want the best

I have had pet insurance with Healthy Paws for eight years: ever since my cats were two weeks old. I can't begin to tell you how supportive they have been. Their insurance covers what they say it does, and doesn't cover what they say it doesn't. They process claims immediately: often the same day they are submitted, which is so very helpful when you have a medical emergency. Healthcare expenses build up quickly and the professionals providing those medical services want payment immediately, so quick claim processing is vital for your own financial wellbeing and the pets you cherish so much.
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5

out of 5

POSTED: | BY: Ronald Wyman

thankful for this service,

just so thankful for this service, Every claim return is complete and self explanatory
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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