Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,740

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: anita clarke

Beware, Healthy Paws is a SCAM

WARNING: Healthy Paws may look great at first, but once your pets get older, your coverage drops and your premiums skyrocket. We've been paying them since 2016, and now, despite having healthy but aging dogs, they've doubled our rate and reduced our coverage, forcing us to leave. DON'T FALL FOR IT. Look elsewhere and choose a reputable insurer who won't rip you off.
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4

out of 5

POSTED: | BY: Michael Bellizzi

No Pre Certification

Our Jaxon needed a total hip Replacement. $20,000. Healthy Paws paid for all the tests leading up to the hospitalization and surgery. We have had Healthy Paws for our 2 dogs. For 5 years we paid premiums with No claims. My problem with the company was they would not commit to covering the Surgery/Hospitalization itself. This is a bad practice. We literally had to gamble on the fact that HP would cover it. HP made a very emotional time more Stressful. In the End they paid the claim and our Jaxon is recovering, thankfully.
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5

out of 5

POSTED: | BY: L. Schwarz

Great Customer Service

The ease and efficiency in the claims handling process!
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5

out of 5

POSTED: | BY: James Coxeter

Timely response to claims

Timely response to claims. Professionally handled every step of the way. Very quick turn around! Would highly recommend Healthy Paws to any pet owner!
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1

out of 5

POSTED: | BY: Brooke L.

Buyer beware

I used to like Healthy Paws, but in recent years I've felt exploited. They've doubled my premiums year over year, with the only alternatives offering significantly less coverage and/or higher deductibles. They also started charging ~3% credit card fees and increased my premium for moving just a few miles away within the same city. I just don't trust the company anymore.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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