5
out of 5
POSTED: | BY: Emma
Healthy paws covered my dogs surgery…
Healthy paws covered my dogs surgery with ease!
Read more on Trustpilot
4.9
out of 5
Number of reviews 11,020
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
3
out of 5
POSTED: | BY: Janice
I started with Healthy Paws 11 yrs ago…
I started with Healthy Paws 11 yrs ago paying $36 a month with a $100 annual deductible and a 90% reimbursement. Over the years the monthly rate climbed to $156 pr mo. With all else remaining the same. I was recently told that as of 2026 because my dog was 11 and had cancer surgery that my plan would be changed to a monthly payment of $107 with a $500 deductible and a 70% reimbursement. They said I was no longer eligible for my previous plan. I called asking why older pets are being discriminated against and basicallyI was told too bad take this or leave it. I also asked for the 5th time why Healthy Paws doesn’t offer a senior citizen discount explaining that often older people depend on animals for companionship and want to be able to take proper care of them. I was told there is no senior discount, none is planned so I just had to expressed my disappointment at their callousness and greed. I can’t get insurance from any other company due to my dog’s previous existing conditions of allergies and now cancer. I have absolutely no respect for this company since Chubb took over and would STRONGLY advise everyone to do their homework and consider other companies. This place will raise your monthly premium at their whim without warning.
In my opinion the only thing they do right is the speed with which claims are paid out. I usually receive my reimbursement within weeks.
Apart from that, they are a heartless, money grabbing company that will think nothing of screwing you and in turn your beloved pets, over at any point in time.and there is absolutely no recourse you have. They literally have you by the b**** and they know it and take full advantage of squeezing every penny out of you they can get AND at the worst possible time when your pet is seriously ill and old.The only ones who end up paying the price if you are forced to drop the insurance is your pet. That’s just not right. Shame on them. I would welcome any executive from Healthy Paws to reach out to me, give me a call, and listen to concerns of not only the average pet owner but of the seniors who only want to do right by their best friends even if it means going without to provide for them. Many seniors with pets are on a very fixed income and this company couldn’t care less. I’d love to know what their CEO and CFO’s annual salary is! It’s disgraceful
5
out of 5
POSTED: | BY: Vanessa Viera
I have nothing bad to say about healthy…
I have nothing bad to say about healthy paws. I’ve had them since my dogs were puppies (2019 and then 2nd policy in 2021). I have the 80/20 plan with $500/$250 deductibles and the price is still great. I’ve just submitted a tremendous bill for my dogs emergency surgery and within 2 days the money hit my account (almost $9800!). My other dog has allergies and they cover his allergy injections every month as well. They’ve processed claims as fast as same day. I recommend them to everyone I know or meet that has an animal. The one or two times I’ve had to call everyone has been helpful and friendly. I couldn’t ask for a better plan.
5
out of 5
POSTED: | BY: Kimberly Rafko-Caldwell
Healthy Paws makes claims easy from…
Healthy Paws makes claims easy from start to finish. We have used them for 7 years for both of our dogs.
5
out of 5
POSTED: | BY: Joy
happy with our coverage
They responded to my claim very quickly and explained everything in detail. We are very happy with our coverage.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.