Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,736

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: EK

First claim experience.

Easy to file claims and quick response.
1

out of 5

POSTED: | BY: Darla

Healthy Paws is now forcing any pets…

Healthy Paws is now forcing any pets over 7 to get less coverage, and they are not disclosing this to new customers. After 7, you will be forced to have a $1000 deductible and only 70% (or less, depends) reimbursement. That is in addition to insane premium increases each year. They now have also increased their TrustPilot score from a 3.6 to a 4.0 in just a few weeks thanks to selected 5 star reviews (150+ now) to combat the organic negative reviews and do damage control given their new class action lawsuit. Also, to all the reviews like "Dog Mom" lol- who say "People often complain that premiums go up significantly as their pets age and that's true, they do. You have to plan for that..."..You clearly are not getting asked to pay over $1500 a month when you started at like $40- or that your premium increased by $1000 in a month. Note: Healthy Paws continues to flag this for removal as "harmful content". Someone tell me how this warning to unsuspecting parents is harmful? Oh to their bottom line or artificial 4.0 score?
5

out of 5

POSTED: | BY: Estephany Pierret

These guys are very reliable

These guys are very reliable, as soonest you submit the invoice, they start to process it. And they give you a breakdown and the money of their share ASAP without any hesitations or any problems. I truly recommend!
1

out of 5

POSTED: | BY: Jesse Goldstein

Fees increased more than 1,000% during dog's life

I started paying $50 per month for my dog and they methodically increased it every year. When it got to $250 a month we cut the coverage level in order to still afford some sort of coverage. Last month, they increased the rate from $140 to $400 per month. CRIMINAL! Don't fall for it. They exist to profit as much as possible off of you, not to help your pet.
5

out of 5

POSTED: | BY: Jim Ballard

A support team you can count on

We have had some recent health issues with our GSD boy, and it has caused us some concern with the cost of veterinary treatment and diagnostics. On 3 separate occasions now, we have had to place a claim for reimbursement for vet care received, and every time Healthy Paws was there supporting us through each event. It breaks our heart when we see our animal in distress and then have to question what we can afford to do and what we can't. Healthy Paws eases that stress and provides a peace of mind by helping us provide the best care possible for our animal, for which we are profoundly thankful. They have become a valued support team for our family, and one they have proven we can count on...... Thank you Healthy Paws

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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