Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Marcia Drew

Website was easy to use

Website was easy to use. Received payment in a timely fashion. Received emails asking about Mina’s recovery.
5

out of 5

POSTED: | BY: Barry VanHoose

Healthy Paws Experience

Our Basset had surgery to remove several growths and a vulvoplasty to correct a condition that was getting worst. The one thing I didn’t have to worry about was Healthy Paws. We have had insurance through them since we got her as a puppy. That is over 8 years. The insurance claim was filed on line by uploading the invoice and doctors notes. The Surgery was on June 24th and the claim was completed on the 26th.
5

out of 5

POSTED: | BY: Momo

The best pet insurance ever

The best pet insurance ever. Went through many things with her and can not imagine how I could do all this without Healthy Paws. Deeply appreciate this company.
5

out of 5

POSTED: | BY: EB

Healthy Paws has been great

Healthy Paws has been great. I previously had a policy for another pet with Trupanion; every claim was a hassle, often being denied, then appealed, and finally paid; sometimes this process took a couple of months. Twice this week, Healthy Paws paid claims the same day they were submitted.
5

out of 5

POSTED: | BY: JM

Pet Insurance is a MUST if you love your pets!!

When provided with the proper medical records and soap notes Healthy Paws was immediate to respond in processing my claim(s). Our dog had Bilateral TPLO surgery June 11th (BIG dollars), HP reimbursed 80% immediately after I filed the claim, less than 2 wks time, before end of June I was at the bank! They were amazingly quick. AND when I had questions they were quick to respond, professional and pleasant. HP was the best investment! They came highly recommended by our trainer Uncle Matty Margolis.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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