5
out of 5
POSTED: | BY: align
Reimbursement is very fast
Reimbursement is very fast
Read more on Trustpilot
4.9
out of 5
Number of reviews 10,736
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
5
out of 5
POSTED: | BY: Lisa M
Always easy and effortless which is…
Always easy and effortless which is truly appreciated especially when dealing a lot of vet visits. The claims process and reimbursement are usually completed within a few days. I have been a health paws customer for many years and find it invaluable.
5
out of 5
POSTED: | BY: ROBERT
Turn around on my claim for my dog was…
Turn around on my claim for my dog was amazing!! My dog had major surgery and I had put out a lot of money to pay for the surgery. I filed my claim with Healthy Paws it was reviewed and the covered amount was refunded to me. Using the Healthy Paws app and direct deposit makes things a whole lot easier.
5
out of 5
POSTED: | BY: Susan B.
Better than human insurance
If humans received the same
Level of insurance, care and professional guidance that Healthy Paws offers, we would be a much healthier nation. We never hesitate to get medical help for our dog knowing we have this amazing coverage
1
out of 5
POSTED: | BY: Daniel Gledhill
Absolutely unexplainable increase
Absolutely unexplainable. I’ve had two policy one for over 12 years that just experienced its second years highest rate increase.2014 $33 per month 2024 $175 per month 2025 $250 per month. Starting January 2026 they want $580 per month. How is this acceptable.
My 7 year old dog with zero claims policy is going from $60 to $81.
From $300 to $660 a month I’ll be better off self insuring but if I knew this is how Healthy paws operate id would have been better of self insuring.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.