Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,192

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Amy

Best Pet Insurance, Highly Recommend

I spent many hours researching pet insurance as I had previously had insurance with another company and was not satisfied. I highly recommend Healthly Paws to anyone looking to insure their pet. One example of their exemplary service is how I faxed in my dog's insurance claim on a Sunday at 12:00 pm and by 5:00 pm I received an email letting me know my claim was processed and my payment was be sent out. Payment has always been within 5 days. They have always been there to answer all my questions and I have also pre-submitted estimates to check coverage ahead of time. I have have let all my friends and family know about this company including the Animal Hospital where my dog under went his surgery.
5

out of 5

POSTED: | BY: Marcelo

Excellent Pet Insurance and Peace of Mind

I am so glad we chose Healthy Paws! Lauren and Kelly were both so sweet and helpful! I was so scared and worried about the cost, but they managed to put me at ease and took care of everything for me. This was my first time dealing with pet insurance because with our previous dogs we never had insurance and Healthy Paws is truly the best! They even kept checking on Cooper's recovery after he came home from the hospital showing they truly care! I have recommended them to all my friends who have pets. I can't speak highly enough of the entire Healthy Paws team---simply the best!
5

out of 5

POSTED: | BY: Wade

Wonderful Insurance!

Since we adopted our 2 dogs a year and a half ago, we have spent a lot of time at the vet. Our one boy has had digestive issues and then two surgeries. Healthy Paws has been fantastic through it all! We are so grateful that we chose Heathly Paws pet insurance, because they were there when we needed them. We will be adding our 2 cats to our insurance plan. We do recommend them to all our friends.
5

out of 5

POSTED: | BY: Heather

Wish I would have had this for my previous pets!

I have had had multiple dogs in my life. This is the first dog I decided to try insurance. I researched the heck out of the companies out here and decided on Healthy Paws. My experience has been incredible. My dog has had some health problems and the company has been excellent with their response times, claims, and customer service. I wish I would have been smarter and had this insurance for all of my dogs. It would have saved me so much money over the last 15 years.
5

out of 5

POSTED: | BY: Nicole

Well worth it!

I recently had to deal with an illness on my 5 1/2 year old mutt. After a major surgery for what was thought to be a stomach issue, further testing revealed a brain tumor. Unfortunately, she had to be put down. The entire ordeal cost me upwards of $4200. In less than 2 weeks since filing my claims, Healthy Paws has reimbursed me $3600. They were quick, hassle free, and covered everything they said they would, up to and including euthanasia. I contacted them by phone at one point and their customer service couldn't have been better. I will be continuing to use their services.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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