Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,192

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Kathy

I wish MY health insurance was this good!

Honestly, this is an amazing company. I was so worried about submitting an expensive claim. But, they covered everything just like they said they would. Not only did they cover the costs, but I received personalized messages from them asking how my dog was. They truly care about your pet.
5

out of 5

POSTED: | BY: Jennifer

Amazing Service

We have been very happy with the claims process for our visits to the vet due to allergies in our French Bulldog. Shortly after we met our deductible we had an issue with her stomach (she ate her blanket) and needed surgery. Our claim was processed the same day and a check for 90% arrived 3 days later. We are so grateful to have such wonderful pet insurance and appreciate all of the customer support we received!
5

out of 5

POSTED: | BY: Di

Healthy Paws Pet Insurance-A Raving Review

I've been with Healthy Paws for over two years now and my life was changed to complete peace of mind because THIS is what pet insurance should be! I have tried the competitors and their limitations, reimbursement schedules, and claims processing often made me wonder why I had bothered to get the insurance. I can't imagine my life without Healthy Paws. You guys always strive to better our furry family's lives as if they are your own. The customer service and compassion you had in your condolence to me for my first dog was heartfelt and personal! I have complete confidence my second dog will continue to have your attention and efforts in allowing for the best veterinary care to continue for her without worrying about cost. Words just cannot express how blessed the pet owner world is to have you all! Thank you for all you do Health Paws team--you make stressful times less stressful which allows for even more love to my pet during those times and beyond! God bless you all!
5

out of 5

POSTED: | BY: Marylee

Amazing fast & friendly service

I sure wish my insurance companies were as good. The first claim I had an email from healthy paws waiting for me when I got home. Next my 2 year old male cat somehow broke his hip. When surgery was done a second break was found. So I had a substantial bill. I submitted this bill and another and I received payment on both within the week. With the company helping homeless pets, the emails the company sends for pets birthdays and inquiring how the patient is, and friendly people on the phone I couldn't have picked a better company and I highly recommend them.
5

out of 5

POSTED: | BY: Heather

If Healthy Paws Could Do People Insurance Too...

i don't think I can say enough positive things about Healthy Paws Pet Insurance. Prior to applying for coverage for my French bulldog Winston, I did a great deal of research. Most companies had many exceptions, high deductibles, and/or high monthly fees. Healthy Paws had multiple options and low monthly payments. Moreover, since Winston started using the coverage, I have never seen claims processed so quickly. If I scan over a claim on a Monday, it is processed on a Tuesday, and a check reaches my home within a week. The explanation of benefits is clear and easy to understand. If you do have a question, a claims representative is always helpful. As I told the staff at Winston's veterinarians office, I wish Healthy Paws could be my health insurance company. They are efficient, friendly, and cost-effective.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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