5
out of 5
POSTED: | BY: Lorraine O.
So easy to deal with
It's easy to file claims and the payment comes quickly with no hassle
Read more on Trustpilot
4.9
out of 5
Number of reviews 11,224
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
Official Pet Insurance of PetSmart
24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app
Fast claims: Most claims are processed within 2 days
Coverage options with no payout limits & 90% reimbursement
5
out of 5
POSTED: | BY: Lynn
Healthy Paws is the best insurance…
Healthy Paws is the best insurance company. Claims are processed immediately and the reimbursement is rapid. Highly recommend this company.
3
out of 5
POSTED: | BY: Sandrea
Three appeals and then approval.
My dog had surgery to remove a mammary tumor and was spayed at the same time. I was denied twice saying the surgery was preventable care though an entire mammary gland was removed, biopsied, and sent to a lab. That is not preventative, that is a health issue. On my third appeal, when reviewed by an outside vet, the charge was covered. I should not have had to jump through hoops to get required care covered.
5
out of 5
POSTED: | BY: MNP
Expensive Specialty Vet - Quick Reimbursement
My dog was showing signs of pain and I had to take him to our local vet, then a specialist.
Healthy Paws gave me a huge sense of security to go forward with some very expensive procedures.
The process to submit a claim is extremely easy and the review process is fast. I had a direct deposit in my account after a few days of submitting the claim.
My dog was able to get the treatment without going into a massive amount of debt. Having insurance saves me thousands of dollars.
5
out of 5
POSTED: | BY: Connie McCabe
My 13-year-old Golden recently had…
My 13-year-old Golden recently had surgery for a splenectomy plus a cancerous thyroid removal at the same time. I had been considering stopping her insurance a few months ago because I didn't think I would move forward with any major surgeries or treatments at her age. I'm so glad I didn't, because even though she is 13, she is active and healthy. She did extremely well with the surgery and will likely have another one for her lung, also. You'd never know she wasn't just 7 years old. I would not have been able to do the full cost of the surgeries (over 11K) on my own, but Healthy Paws paid over $8,000 (70%) of that, making it possible. I filed my claim a few days after the surgery and the reimbursement was in my account within 2 days.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.