Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,719

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 37
  • 249
  • 9,719

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rona Brynin

Healthy Paws pet insurance

have had healthy PAWS pet insurance for over 3 years I got it right before I purchased my goldendoodle puppy. Unfortunately he has a lot of health issues mainly skin itching, chronic ear infections, and digestive issues. Healthy paws has been fantastic with what they cover and how quickly they reimburse. They even now and then check in to see how your dog is feeling! Highly recommend Healthy Paws!
5

out of 5

POSTED: | BY: Leslie

Healthy Paws makes everything super easy

Healthy Paws makes everything super easy. They are caring, very responsive to phone calls and emails, made it easy for our veterinarian to upload documents, and quick in reviewing claims. Couldn’t say more good things about them and they have been very helpful to us and our kitty!
1

out of 5

POSTED: | BY: Faye

They will not pay your claim

Please do not use this insurance as it keeps on denying insurance coverage that's not wellness. The bad experience I have: 1. it takes them 24-48 hours to deny your case. 2. it takes them 7-10 business days to review your resubmitted case. 3. they will deny your case and give you a reason that's not even true. They deny my insurance claim twice for the the reasons: 1. unpaid invoice (which is not even true, the vet gave me aN invoice and I already paid) and I did not know they decline it based on this reason until I called try to cancel this useless insurance. I was told by a nice rep to resubmit the claim. I resubmit the claim on FEB 26th, 2024 and after nearly 10 day waiting and got a denial says I have not met the waiting period. I called again and rep told me I did meEt the 15 DAYS waiting period because I bought the insurance on 10.7.23 and my claim was on 1.18.24. I still get denied and at this point. Today is Mar 7, 2024, I fill an appeal and I just want to cancel my insurance because it's no good but headache and time wasted to file claim again and again. my hope is not high that they will do anything about it. but it's definitely not worth so much time invested on filing a claim. I'm losing regardless if they paid my $194 bill. update: 3/8 so not only the reps did not know why they decline me, now the rep emailed me and telling me that it's because my pet did not have enrollment exam or medial records. they issued the policy for me without telling me that it is needed or what I sent initially from breeder (shots and dewormers and such) wasn't considered "the medical record" they should refund me all the money I had paid for the policy if I'm not even qualified to file any claim to begin with!
5

out of 5

POSTED: | BY: Jordan R

Healthy Paws has been great to work…

Healthy Paws has been great to work with throughout the cancer treatment for my 6.5 year old dog. They have made the claim filing process seamless and pay out within the couple days. I would never have been able to afford these state-of-the-art radiation treatments without their help. Thank you again!
5

out of 5

POSTED: | BY: RB

Love Healthy Paws!

have had healthy PAWS pet insurance for over 3 years I got it right before I purchased my goldendoodle puppy. Unfortunately he has a lot of health issues mainly skin itching, chronic ear infections, and digestive issues. Healthy paws has been fantastic with what they cover and how quickly they reimburse. They even now and then check in to see how your dog is feeling! Highly recommend Healthy Paws!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review