Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
1

out of 5

POSTED: | BY: Cat

Customer service has greatly declined…

Customer service has greatly declined in the last few years, they used to be great but now they have outsourced their call center and often times you get someone who is not familiar with animal health, etc. I am cancelling my policies with them, it's too hard to get an answer. Rates continue to go up and they are reducing coverage. There are plenty of other 5 star insurance companies with far better reviews and customer service.
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5

out of 5

POSTED: | BY: christy willis

I am super happy with this company

I am super happy with this company, I never wonder what the status is with my claim because they update frequently. Totally recommend them.
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5

out of 5

POSTED: | BY: Raylyn Pliopa

Honestly

Honestly, I’m very happy about healthy paws support. They are sending the money back very fast and this makes me relieves the s. I totally trust in this insurance
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5

out of 5

POSTED: | BY: Dana Gilbert

Healthy Paws is a great company for my…my dogs medical needs

Healthy Paws is a great company for my dogs health needs. We've been with them for over 10 years. They process invoices quickly and their website is very easy to use.
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1

out of 5

POSTED: | BY: EnviousLeaf

I've been with Healthy Paws for 10…

I've been with Healthy Paws for 10 years, and every single year they've increased my premiums. At some point, they got very egregious with the scaling. In the past three years alone, it went from $60 to $100 to $140. Now what they want to do is reduce my bill by $5, but reduce my coverage significantly. They are going from a $250 deductible to a $500 deductible and from 90% coverage to 70% coverage for $5 a month in savings. This is absolutely nuts.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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