5
out of 5
POSTED: | BY: Alan Meckler
Great efficiency with the process and…
Great efficiency with the process and easy to use website for submissions
Read more on Trustpilot
4.9
out of 5
Number of reviews 11,068
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
5
out of 5
POSTED: | BY: Chessie guy
Healthy paws saved my dogs life!
I can tell you that if I didn't have my Healthy Paws Insurance policy I likely wouldn't have my buddy anymore. We ran into a life threatening , very expensive problem that couldn't have been fixed otherwise. I was almost going to cancel it last year too. I have a lower reimbursement plan just for this type of catastrophic problem. they paid the 70% portion within days! 70% of a LOT! no problem.. I'll never be without a policy again.. Thanks Healthy paws!
5
out of 5
POSTED: | BY: Kurt Belken
Healthy Paws Claims Are Quick and Easy
Healthy Paws has been a reliable and trustworthy insurance company for our cats. Their claims process is quick and easy, and they provide detailed breakdowns of the reimbursement amount.
5
out of 5
POSTED: | BY: Mia Darsel
I’ve had a great experience with this…
I’ve had a great experience with this pet insurance. Everything is handled quickly and on time, with no issues at all. Submitting documents is very easy and straightforward, which makes the whole process stress-free. Highly recommend!
1
out of 5
POSTED: | BY: SB
Healthy Paws Just Screwed Customers with Senior Pets!
I have been a loyal Healthy Paws Pet Insurance customer for 18 years this year. I've always had multiple pets covered at the same time and have paid Healthy Paws $1,000s over the years to protect my pets.
Although I sincerely believe having the insurance has overall saved me money over the years, I just learned that Healthy Paws arbitrarily changed the reimbursement percentage on all pets 7 years and older to 70% from 90%. This makes a huge difference when you have an expensive claim!
I have paid for 90% coverage for years and I am livid about this. The 90% coverage is extremely important when pets are seniors! Yet Healthy Paws screwed all pet owners by doing this!
I will be researching what agencies I can talk to about this.
Since Healthy Paws is backed by Chubb, you would think they would have the money to offer the coverage they have always offered. Maybe this is an indication of financial instability????
I would encourage you NOT to get Healthy Paws pet insurance for your pets, and if you have Healthy Paws, I strongly encourage you to find other coverage if your pets do not have pre-existing conditions.
A Seriously Ticked Off Customer
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.